- Best credit cards, no annual fee.
I knew all about this.
I did a par one, part, two
video on all my credit cards.
I have 15 credit cards
and 14 of those credit
cards have no annual fee.
So I am very big on finding
credit cards with no annual fee
that offer great rewards.
And I'm going to share with you
some of the credit cards
I have, that I love
and other ones that I think
are great credit cards
that have no annual fee.
These are going to be credit cards
that are gonna earn you a lot of rewards
and they even have signup bonuses.
I'm going to be talking
about all different types
of no annual feed cards
from bad credit, all
the way to good credit.
I'm going to share with you
one way you can build credit
with no annual fee and
completely unsecured.
And it is one of my
favorite ways to get credit.
And that is the shopping cart trick.
You can simply apply it in a specific way
to get certain store cards
and you will not be paying
any kind of annual fee
or security deposit fees
to get a credit card.
Now, this is really for any
credit level, good to bad,
but it depends on whether or not
you can get the shopping
cart trick to work for you.
And I did do a video,
it's a tutorial video,
basically describing how you can get
a line of credit like this.
It doesn't work for everyone,
but it in fact can work for people
that have less than perfect credit.
This is a completely
free way, you can do it
if you follow these steps
in my tutorial video,
and I've highlighted that
the store card offers
that it's the easiest it's to do with
is the Express store card.
So to sum up the shopping cart trick
is for people with less
than perfect credit
or any credit level at all,
as long as you can get it to work for you,
follow the instructions
in the tutorial video,
and you will have a line of
credit with no annual fee.
And also in that video, the
comment section is very helpful
because people have been responding back,
which store cards that they
were able to get approved
using the shopping card trick.
So this is a lot of good information.
All right, so the next
card is also for bad credit
and it's an update to one of my videos,
which was the Bank of
America Secured credit card.
In that video, I talked
about how Bank of America
has two different types
of Secured credit cards.
One, the secured card without rewards.
You can simply just apply online for it.
But in the video,
I said that their Cash
Back Secured card version,
you could not apply for online,
but that has all changed.
You can simply go to the
Bank of America website
and apply for the Cash
Back Secured card online.
I know I said no annual fees
and this secured card has no annual fee,
and from day one, you
earn cash back rewards.
Now we're going to be talking
about the best no annual fee
credit card for fair credit.
If you clearly do not
have bad credit anymore,
but your credit score is not high enough
to get approved for the
rest of the credit cards
I'll be talking about in today's video,
then you need to try the
Capital One Platinum card
for fair credit.
This has no annual fee.
This is the one I talk about
more than anything else.
I do have fair credit credit card reviews,
so if you want to see
other cards, you can,
I'll leave a link to the playlist below,
but clearly in my opinion,
the Capital One Platinum
credit card for fair credit
is the best you can do
if you have fair credit,
The approval is not that difficult
and you can even try to
get pre-approved for it
on their website, which
I recommend that you do.
And once you do, and you
get this line of credit,
you can have it for a few months
and then ask for an upgrade
and that's what happened with me.
I started with this card,
I had it as a unsecured credit
card with no annual fee,
but no rewards.
But fortunately for me,
I was able to upgrade it
to the Capital One Quicksilver
card with no annual fee.
So after probably a short four months,
I was able to transition to the
Capital One Quicksilver card
and you will probably have
to call up and ask for it.
Okay, So now we are going to
be talking about my favorite
no annual fee credit cards
when you have good credit.
And there are a lot of them
that we'll be talking about.
And some of the ones I'm
gonna be talking about
you've heard before,
but to start off
I'm going to be talking
about American Express
because they have six great,
no annual fee credit cards.
And you can see here, these
are six options you have.
Basically the credit score
requirements starting point
is good credit,
and these are very popular,
no annual fee offers.
There are six of them.
So right, there are the six
best, no annual fee credit cards
from American Express.
Today, I'm talking about
these no annual fee cards.
They are some of the best
you can possibly have.
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I started out talking about
no annual fee credit cards
for good credit,
talking about those American
Express credit cards.
And I did that because
I've seen other videos
and people are basically talking
about the same credit cards
and I will be talking about
some of these credit cards
because they're outstanding credit cards,
but here is an honorable
mention for one credit card
I think is one of the best
no annual fee credit cards
that you could possibly get.
So a credit card I think that
is not nearly talked about
as a best credit card with no annual fee
is the Best Buy Visa issued
by Citi, I have it myself.
So if I didn't have
the Best Buy Visa card,
I'd probably be filming my
videos on a VHS camcorder.
Probably not, but I wouldn't
have the gear I have right now.
And I'm able to afford it
because Best Buy offers
great 0% financing.
And it goes anywhere from
six months to two years.
Another reason I highly
recommend this card
and this may be of key interest to people
that have credit somewhere
between fair and good,
this is a card that I was
able to get approved for
with a $2,000 credit line
when I was somewhere between
fair and good credit.
I have heard this a lot from people
they can get this card easily.
Okay, okay, so here I'm going to do it.
I'm going to be talking
about a credit card
that's always talked about as
a best cash back credit card
or a best no annual fee credit card,
and for good reason, I have it, I love it.
It is the best in its
category for cash back.
This is the Double Cash from Citi.
I recommend it highly because
if you don't have a reward card
that has a special category,
that's going to give you more than 2%,
then you can use this
for all your purchases
on things that don't.
When you watch enough credit card videos,
you'll see from people like
Graham Stephan and Ask Sebby
that the Citi Double Cash card
is one of the best
credit cards you can get.
It's not just me.
Best credit cards, no annual fee.
This is my list, what's yours?
Let us know in the comment section below.
What do you think are
the best credit cards
and did I miss one?
Again, I will be repeating
what is a must have credit card
from YouTube offers like
Graham Stephan and Ask Sebby.
And that is the Discover It card.
And another card is
the Chase Freedom card,
which offers you 5% cash
back in special categories.
These cards offer a lot
of cash back rewards.
With Discover, your first year,
you're going to double
your cash back rewards,
and in my first year I
earned not only 5% cash back
on a special categories,
but earned an additional 5%,
so that's 10% cash back your first year.
That's why I love the Discover It card.
And you do get 1% cash back
on all your other purchases.
So that's why it's a really good card.
The Chase Freedom card does
basically the same thing.
You do get 5% cash back
in special categories.
Some people have both
cards at the same time
because the categories in the quarter,
they can be slightly different.
So you can maximize your
ability to get 5% cash back
if one card is doing something different
than the other card is doing,
but definitely as far as I'm concerned,
it's in my top three
for no annual fee cards.
I use this all the time
because I'm earning a
high rate of rewards.
So the final credit card
in my Best Credit Cards
No Annual Fee video
that I'll be talking about
is a credit card that I
want to get for myself,
and that is the American
Express Propel card
from Wells Fargo.
You'll have to go to Wells
Fargo's website to apply for it.
And this rewards card
offers a lot of rewards
with no annual fee.
You earn three times rewards
in so many categories
and they don't even ask for an annual fee.
This is a very, very
popular credit card offer
that people love to get.
And this is one that I highly recommend.
I can really not think
of another credit card
that offers you so many ways
to earn a high rate of rewards.
Best credit cards, no annual fee.
These are credit cards
that allow you to earn
a high rate of rewards and
don't have any annual fee.
Plus, a lot of these
cards have signup bonuses,
which makes it even better.
So if you've enjoyed this video today,
I'd appreciate it if you
could hit that like button,
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Thank you so much and
I'll see you next time.
