Hi, everyone, this is Dr. Nitin Chhoda.
In my hands, I'm holding a five page
letter called
the Unemployment Insurance Program.
This is from the State
Workforce Agencies Department.
And this provides guidance to individuals
who are parents or caretakers
in the context of schools
reopening throughout the country.
So if you're a parent or a caretaker
and schools are reopening throughout
the country, this letter will provide you
specific guidance about continued
unemployment benefits for you.
Now if you're not a parent or a caretaker,
this video probably won't apply to you,
but you can help another parent or
caretaker by simply sharing the link
of this video with them, because I do
believe this will help them a lot.
Once again, this is a five page PDF
document called the Unemployment
Insurance Program Letter.
And I will provide everyone watching
with a link to the letter
in the description section below.
This is an official government document
that provides guidance,
that provides guidelines about getting
insurance benefits now that schools are
starting to reopen throughout the country.
And this applies to you regardless
of which state you live in.
So I hope that this will be beneficial.
Let me first of all,
establish that this is a document
that provides guidelines for PUA
pandemic unemployment assistance, PUA in
the context of school systems reopening.
I will walk you through this document.
But let me clarify the difference between
regular state unemployment insurance
and PUA, which is the pandemic
unemployment assistance.
So let's be clear about
the difference between the two.
You should file for regular unemployment
insurance if you have an employer and
A.   You have been laid off,
B. your hours have been reduced
through no fault of your own.
C. you cannot work because a medical or
a public official has directed you
to quarantine yourself,
isolate because of the pandemic,
because of associated symptoms or a
positive diagnosis or potential exposure.
And also, if you're caring for someone
who is suspected of having or
who has tested positive for the pandemic.
So those are the factors that will allow
you to qualify for regular
unemployment insurance.
Let's just be clear about that.
I've done many other videos
on unemployment insurance,
so definitely check out the unemployment
benefits crash course on our channel.
And so you'll get more details about all
sorts of all sorts of updates
about unemployment insurance.
Now, you should file for PUA,
which is pandemic unemployment assistance
if you are ineligible for regular
unemployment compensation because you have
lost income due to the pandemic and this
is important,
you are self-employed
or you are seeking Part-Time work
or you lack sufficient work history
or you have exhausted all rights
to regular unemployment
compensation or regular benefits.
So that's important.
So make sure you understand that if you
like, I can repeat that one more time.
You can file for PUA pandemic
unemployment assistance if you are
ineligible for regular unemployment
compensation because you have lost income
due to the pandemic and
you are self-employed or you are seeking
Part-Time work, or you lack sufficient
work history, or you have exhausted all
rights to regular unemployment
compensation or extended benefits,
that's when you can apply for both.
Now, here is the guideline again.
This is a five page PDF document
which reads as follows as school systems
are taking various approaches
to operating schools.
In response to the pandemic,
states have presented the department
with questions regarding the impact
of these various approaches
on the eligibility of beauty
for individuals who are
caregivers of students.
Now, the bill, which is the unemployment
insurance program, which is the five page
document I'm holding in my hand right now.
Again,
please look at the link for this five page
PDF file in the description section below.
And please read it
for yourself if you want to.
But I'm going to break
it down for you now.
This Uppal again, which is the letter,
provides guidance for states in evaluating
the eligibility of individuals.
So here's the bottom line.
Let's be clear about who can
qualify for Bway one more time.
And this is an official document directly
from the government,
an individual who is eligible for
ineligible,
an individual who is ineligible
for regular unemployment compensation,
EBR or buzy and self certifies that he or
she is unemployed or partially employed
or unable or unavailable to work because
and I quote a child or the person
in the household for which the individual
has primary caregiving responsibility,
is unable to attend school or another
facility that is closed as a direct
result of the pandemic and such school.
Our facility, as requested for
IS and such school, a facility care is
required for the individual to work.
So these individuals may be eligible
for FEMA as described in a certain
section in the case act.
So again, an individual who is.
So let me let me clarify one more time.
An individual who is ineligible
for regular unemployment compensation
and certifies that he or she is
unemployed, partially unemployed or unable
or unavailable to work because
and I quote a child or the person.
The household for which the individual has
primary care, giving responsibilities,
unable to attend school or another
facility that is closed as a direct result
of the pandemic and such school,
our facility care is required
for the individual to work.
So let's be clear about that.
Such individuals are eligible for B.
.
Now, let's also be clear, however,
under the CARE Act, this
the individual is not eligible for B.
If he or she has the ability to telework
with pay or if he or she is receiving paid
sick leave or other paid leave benefits,
regardless of whether the individual is
unemployed or partially unemployed,
unable or unavailable to work because
of one of the pandemic related factors.
So that's very important.
Which means if you are
working with pay or if you are receiving
paid sick leave or other paid leave
benefits, it doesn't matter whether you
are unemployed or partially employed,
partially unemployed,
or are unable or unwilling
or unable or unavailable to work,
you simply will not be eligible
for the benefits.
Please read the document on your own also.
So now keep in mind
that our schools reopen.
There are three scenarios with schools
reopening when the school is completely
digital, do the school is hybrid,
which means it's partially digital
and then it opens a few days a week.
Number three, the school is one hundred
percent completely open and kids can go
back to school and the children
can go back to school.
So this document
actually provides three scenarios
addressing the FEMA eligibility
of individuals who are caregivers within
the context of schools reopening.
So let's jump into these
three scenarios now.
Here's the here's the interesting thing.
The the eligibility for both scenario one,
which is completely digital and scenario
two, which is hybrid, are the same.
OK, so I'll give you
the eligibility scenario one.
The scenario one is the school system goes
fully online as a direct
result of the pandemic.
Now, here's what the guideline says.
When the school system is only
providing online instruction.
In other words, it's completely digital.
And when it is not open for students
to be physically present in the school,
therefore it is considered closed under
under a certain section of the kaszak.
If the individual must stay home because
he or she is the primary caregiver
for the students, the individual may be
eligible for paid leave benefits
under under the CARE Act.
In fact, it's specifically called the
CIA will actually give you the
what does the CIA stand for?
Let me take a quick look.
Or the fact is families first that's
see for the Pandemic Families First
Response Act.
That's the first.
That's what I mean.
So let me come back to that.
If the individual is not receiving
and by the way, I had alluded to this
earlier, if the individual is not
receiving paid leave benefits and is
unable or unavailable to work because he
or she is a primary caregiver
for the student, the individual
may be eligible for Buey.
In other words,
if the school is completely 100 percent
digital and this individual satisfies all
of these conditions of the individual may
be eligible for be with an individual
who is permitted to work from home,
but must provide such ongoing and constant
attention to the student for whom he or
she is the primary caregiver
that working from home is not possible,
may be considered unable
or unavailable for work.
So that's important to note,
provided the individual is not eligible
for regular unemployment compensation,
Ebbe and B C, then the individual meets
the provisions of the CARE Act
and may collect BIU.
So this is important.
And also he is the exception.
An individual who is receiving paid leave
for part of the week or working
Part-Time Hours during the week must
report such earnings when filing for us.
So again, if you are receiving paid leave
or your working of your receiving paid
leave for part of the week,
or if you're working Part-Time Hours,
in other words, you have
another source of income.
You must report that you must report those
earnings and collecting B because that
will affect your B, you'll be A benefit.
And it says failure to report such
earnings may result in an overpayment,
which, in other words,
means that if you end up overpaying,
you then end up paying that money back.
If you don't report your income properly,
which, you know, which of which we all
know and all of us should be
reporting income properly.
Failure to report such earnings may also
result in penalties for fraud
and criminal prosecution.
So there's that and these earnings will be
deducted from the BWAY weekly benefit
amount in accordance with the Kazaks.
So that was when the school is completely
online as a result of the pandemic.
Now, scenario two is the school system
opens in a hybrid environment as a direct
result of the pandemic,
where students attend school in-person
some days of the week and rest
of the week being done online remotely.
So the guidelines are the exact same,
exact same, like I mentioned,
for scenario one.
So it's important for you to keep
that in mind and make sure that you
comply with all the regulations.
Now, here's the third scenario.
The school system provides students
the option to stay home
and attend online classes or
to attend school in-person for them.
This is very important,
these words of any.
The school system provides students
the option to stay home and attend online
classes or to attend school
in-person full time.
Now, if a school opens in-person full
time, the school in most cases cannot
force the student to come back.
You can't force somebody to come back if
the parents think that it's not safe.
And by the way,
regardless of what the school says,
parents will make their own decisions
about their children because all
of this is a deeply personal decision.
My goal is to give you
the guidance, right.
As a parent, we make our own decisions.
But this is interesting.
So schools will open full time,
but at the same time,
schools will give the students the option
to stay home and attend online classes.
And in this case, the guidance and
the guidance says when the school system
provides the student with a choice between
full time in-person instruction and remote
learning, it is open for students to be
physically present at the school.
In other words,
the school is considered open.
Now, by the way, you can
imagine what's coming next.
If the individual was a primary caregiver,
chooses to have the students
participate in remote learning.
In other words, have the kids stay at home
and pursue online learning instead
of in-person instruction,
the individual does not, does not,
does not meet the criteria.
The provisions under the CARE Act
for Buey unless the individual meets
another listed pandemic related reason.
Under the CARE Act,
the individual is not eligible for
being an individual who continues
to claim employer benefits under this.
Under this clause,
despite the reopening of schools,
may face an overpayment as well as
penalties for fraud
and criminal prosecution.
If you have further questions about this,
you can directly contact the government.
In fact, you can directly contact
the department that issued this letter,
which is the State Workforce Agencies
Department and will be the five page PDF
document includes an email where you can
reach out
about paid leave provisions under
the FAFSA, including
questions from employers.
So if you're an employer watching this,
you can reach out to the government
directly or you can read the five page PDF
and interpret it as as best as you can.
But again, please direct inquiries about
the UN or the other matters
directly to the government.
My goal was to give you this PDF
file and help you get started.
Thank you so much for watching.
My name is Dr.
Nitin Chhoda with Ignition Time.
If you learn something new from this
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Vitale's videos at 2:00 p.m. East Coast
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My name is Dr.
Nitin Chhoda.
If you don't know anything about me,
check out my introductory
video on our YouTube channel.
Have the fortune, the honor, the privilege
of living the American Dream.
And I want to help you live your American
dream, help you emerge from this crisis
regardless of whether you're
an employee or an employer.
Thank you so much for watching.
Once again, if you learn something new,
please click like please click subscribe.
Please enable notification so we can
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I really appreciate you
watching once again.
My name is Dr.
Nitin Chhoda.
I'll see you in the next
video at Ignition Time by.
