KENT: THE JINGLE OF COINS.
FOR GENERATIONS, PEOPLE HAVE
FOLLOWED THE PROVERBIAL ADVICE
TO SAVE YOUR PENNIES FOR A RAINY
DAY.
>> WE COLLECT THEM, AND THEN WE
CASH THEM IN.  
>> I JUST DID IT LAST WEEK
BEFORE WE WENT ON VACATION.
KENT: CASHED THEM IN?
>> CASHED THEM IN.  
KENT: BUT CASHING THEM IN ISN'T
AS EASY AS IT USED TO BE.
MANY BANKS ARE NOW DOING AWAY
WITH COIN COUNTING MACHINES.
BMO HARRIS IS THE LATEST,
ELIMINATING ITS COIN COUNTING
SERVICE AT END OF THIS MONTH.
THE COMPANY SAYING THAT AFTER A
STRATEGIC REVIEW, ITS DECISION
WAS BASED ON INDUSTRY TRENDS
DRIVEN BY CUSTOMER USAGE.
IT JOINS A GROWING LIST OF BIG
BANKS DOING THE SAME, INCLUDING
BANK OF AMERICA, CHASE,
CITIBANK, PNC BANK, TD BANK, AND
WELLS FARGO.
IT REALLY IS ALL ABOUT CHANGE,
AND NOT JUST THIS KIND OF CHANGE
THAT YOU CARRY AROUND IN YOUR
POCKET, BUT THE CHANGE THAT'S
GOING ON THROUGHOUT THE INDUSTRY
FOR BANK CUSTOMERS.  
MORE CONSUMERS ARE GOING
COIN-LESS.
>> USUALLY I PAY WITH A CREDIT
CARD, SO I DON'T HAVE THAT MUCH
SPARE CHANGE.  
KENT: THERE ARE PRIVATELY OWNED
MACHINES IN MANY STORES, BUT
SOME PEOPLE ARE RELUCTANT TO USE
THEM, BECAUSE THEY CHARGE, OFTEN
NEARLY 12%.
>> I REALIZED THAT IT CHARGED
ME, SO I STOPPED DOING THAT.
KENT: COIN COUNTING IS STILL A
POPULAR FEATURE AT MANY CREDIT
UNIONS, OFTEN FREE TO MEMBERS.
>> I HAD TO WAIT TO USE THE
MACHINE.
THERE WERE LIKE TWO PEOPLE AHEAD
OF ME.
KENT: TRI-CITY BANK AND U.S.
BANK STILL OFFER COIN COUNTING
SERVICES.
SO DOES TOWN BANK, WHICH
PROMOTES IT AS A VALUABLE
SERVICE TO CONSUMERS AND SMALL
BUSINESS CUSTOMERS.
>> MOST OF THE TIME, WE HAVE
FOLKS WHO BRING THEM IN IN JUST
ABOUT ANYTHING TO HAVE US COUNT
THEM FOR US.  
WHEN THEY DO BRING IN THE COINS,
WE MAKE SURE WE DO OUR BEST TO
GET THEM COUNTED AND COUNTED
QUICK.  
KENT: BUT, IN THE END, IT MAY BE
THAT ATTITUDES TOWARD COLLECTING
LOOSE CHANGE ARE CHANGING.
>> MY KIDS, YOU KNOW, I'LL FIND
TEN CENTS OR FIVE CENTS, AND
THEY'RE LIKE, MOM, WHY?
THAT'S NOT WORTH ANYTHING. 
KENT: AND, IT'S LIKELY TO ONLY
GET HARDER TO FIND A FREE PLACE
