Hello everybody. 
Welcome back to my channel.  On my channel
I share lots of tips and tricks
for anyone who wishes to be more
efficient with your time or with your
money
and I upload two videos a week on a
Friday and on a Tuesday.
This video has been requested by some of
my viewers thank you Priyanka thank you
Suman
for your kindness and your support.  In
this video I'll share with you
how to get the best price on your mobile
phone and then stack it up with
apps and bank accounts to make a good
deal even better. 
So tip number 1 is a SIM-only contract.
So there's two ways you can get the SIM
only deal it can be a 12 or an 18 month
contract
or it can be a 30-day rolling contract.
If you do a 12 or 18-month deal make
sure you make a note and
move to a cheaper deal once the 12
months is up.  As per the
OFCOM regulation the mobile company has
to move you to a cheaper tariff
once your contract is finished.  But they
do not need to move you to the cheapest
tariff.  It can be just cheaper than what
you're currently paying.
I usually, look for SIM-only deals on the
hot UK deals website.
I'll put a link in the description box
below if you want to check it out.
Tip 2 is for buying a new
handset.  If you get a new mobile contract
that it has a free handset
the interest charges for the handset is
usually hidden in the contract charges. 
So most of the time getting your handset
separately and then just paying for
a SIM-only deal
is the cheapest way to do it.  But buying
a new handset is expensive.
But there's a few ways you can pay for
it.  The first way you can buy a new
handset is paying cash of course
which is my preferable way so you save
you budget and then buy a new handset
when you can afford it.
The second way is both Apple and Samsung
have
their latest phone at 0%
interest so that maybe
an option you may be looking.  And
the third option is to get a 0%n card
for purchases
and then buy it that way and pay it off
before the credit card term finishes. 
You may also want to look at refurbished
handsets from Amazon warehouse
or Argos or even O2 which come with a
warranty period.  So it's better than
getting it off
marketplace or on eBay.  The third way to
cut your mobile phone bill is do you
actually need
unlimited data.  These days mobile
companies gives us unlimited minutes and text because we do not use these texts
thanks to WhatsApp. 
So it's data that we're actually paying
for.  So this is one area that you can
really cut back on.
Use wi-fi hotspots.  I listen to a lot of
podcasts so I just download it on my
phone before I leave the house with my
home wi-fi.
So that this is one way I cut back on
the data that I use.
There's a website called bill monitor
where you can enter your mobile phone
and network and it tells you
what's your monthly usage for the last
few months.  So
that can give you a rough idea before
you go on to a new contract. 
So tip 4 is the switching
service.  Sometimes people do not change
their
mobile contacts because they feel that
the number,  phone number will change
if they move providers.  But there is a
thing called a PAC code
that you can request it from your old
provider and then just
pass it to your new provider.  And then
your number will be carried over.
These days OFCOM has made it even
easier you don't need to speak to
anybody and have any sales call you just
need to text them on this number
and they will send you a PAC code in as
a text message.
Tip 5 is piggybacking.  In UK
there's only four networks.  There's
EE,  there's 3 there's O2 and there's
Vodafone.
All the other providers piggyback of
these main providers.
So here is a list of the main networks
and the networks that piggyback of these
main networks. 
The advantage of going to smaller
networks is it's often cheaper. 
The disadvantage is you miss out on the
freebies that come directly from the
network, for example, O2 priority
or Vodafone has its own version of
freebies.  And the customer services is
not
as good as the main service.  The 6th
tip is data roaming. 
All UK networks are free for both phone
calls and internet in all of Europe.  Only 3 has
data roaming for 71
countries including America and
Australia.  It does not include India
unfortunately.
So if you want to make use of this data
roaming but are happy with your network
you may just want to get a 30 day
contract and then cancel it as soon as
you come back off your holiday. 
The 7th tip to save money on your
mobile phone bills is cashback. 
So if you're getting a SIM only contract
or  a handset
make sure you look for cashback deals.
Even with the SIM-only contact you
often get
about £20  cashback through both
top cashback and Quidco.
So check that out as well.  Tip 8 to save you on your mobile phone
bills is to use
cashback from bank accounts.  There is
various accounts that give you
cashback on your utility bills and my
account
santander123 lite gives me 1%
cashback
on my mobile phone bills.  It comes with a
£1 charge but because all my
utility bills go
out of this Santander 123lite
account I get about £5 back in
cashback.  So that's something you may
want to look into.
The 9th way to save you money on your
mobile phone bills is
insurance.  Mobile phones are very
expensive these days.
And the insurances come at quite a
premium.  I get my mobile insurance with
my packaged bank account with
Nationwide so I pay £13  but I get
a lot of benefits for it including
free mobile phone cover.  There's some
other banks that do packaged bank
accounts that include mobile phone cover
so that's something you may want to look
into.  10th and the final tip to save you
money on your mobile phone bills is the
Airtime rewards app.
I've covered this in another video
showing the apps that save me money.  So
there's Airtime rewards. 
So very simply I've downloaded this free
app on my mobile
and I've registered my credit card or my
debit card that I use for purchases on
this app and there's several retailers
that give you 2% or 5% or 3% cashback.
The other day I made an Argos purchase
that gave me 3% cashback.
Boots has a five percent cashback.  So
it's a regular everyday shops.  And the
cashback you get can be used towards
your mobile phone bills.  So that is
another way to cut
on your mobile phone bills.  If you're
interested to use this app I have a
unique
referral link which gives us both a
little bit of cashback.  I'll put that in
the description box below as well. 
Just as a little bonus tip if you have
an old mobile phone lying around
especially if it's a smartphone you can
get some money back for it. 
There is various websites that gives you
money back for your old mobile phones. 
Or you may want to use your old mobile
phone as a baby monitor screen or as an
indoor security camera.
My favorite and something I just learned
quite recently.  There's some charities
that you can send your smart mobile
phones to that send it to vulnerable
adult be children or
people living with domestic abuse and
they have a smartphone that can they can
reach for help.
If you've got an old mobile phone lying
around in a cupboard gathering dust
you may want to put it to good use.  I'll
put a link to this charity in the
description
box below.  Hope you've learned at least
one new trick to save your money on your
mobile phones.
If you've liked this video please give
me the thumbs up like button and share
this with your family and friends.  I
share money or time-saving videos
every Tuesday and every Friday.  So please
subscribe to my channel to join me on my
journey. 
Before you go you may want to check out
these other videos especially the ones
that i've covered in this video
about the banks that give you cash back
as well as uh the apps that give you
cash back
thank you for watching me today stay
safe bye
