
Spanish: 
[Música]
Lo que sucede detrás de mala mala mala de la familia
todo el mundo casi lo que debe llevar con usted
esta noche es la información que necesita todo el mundo
saber acerca de la institución financiera
y por qué los bancos están transfiriendo en el

Swahili (macrolanguage): 
[Music]
nini kinatokea nyuma ya familia mbaya mbaya mbaya
karibu kila mtu nini cha kuleta kwa wewe
usiku wa leo ni maelezo kwamba mahitaji ya kila mtu
kujua kuhusu taasisi ya fedha
benki na kwa nini ni kuhamisha katika The

Portuguese: 
[Música]
O que acontece por trás mau mau mau família
quase todos o que levar com você
esta noite é a informação que você precisa todos
saber sobre a instituição financeira
e porque os bancos estão transferindo no

French: 
[Musique]
Qu'est-ce qui se passe derrière la famille bad bad bad
la quasi-totalité de ce qu'il faut apporter avec vous
ce soir, les informations dont vous avez besoin tous
savoir sur l'institution financière
et parce que les banques évoluent dans

Spanish: 
Cuando llegamos a Gambia en nuestra
espalda primera visita en 2015, hemos tratado
en todo el país y decidimos que nos gustó
Luego intentamos establecer un banco
cuenta ahora hay algunos elementos
que me gustaría que el banco sea
y en cómo dirigimos nuestra familia si
poner el banco o en vez puse el banco
pila y cuentas financieras y jugosa dulce
ejemplo me ayuda a las arreglo para hacer
nada para las familias en los negocios
apertura así que una de las cosas que nos gusta
negocio sea ya que es dinero
instituciones tarjeta de cajero automático están ahora no lo hacen
seguro, pero llegamos aquí que 2015
hawezi kufanya shughuli za kadi ya mikopo juu ya
here is that correct that's correct and
so realizing that we just wanted to be
able to use it to withdraw money off the
bank account which is a debit card right
and that services offer there right yes
okay and we looked at bank that didn't

French: 
Quand nous sommes arrivés en Gambie sur notre
premier retour de visite en 2015, nous avons essayé
dans tout le pays et nous avons décidé comme
Puis il a essayé d'établir une banque
Maintenant, il y a quelques éléments compte
Je voudrais que la banque d'être
et comment transformer notre famille
mettre la banque ou à la place de mettre la banque
pile et les comptes financiers et juteuses
exemple me aide à gérer à faire
rien pour les familles en affaires
ouverture de sorte que l'une des choses que nous aimons
affaires est parce qu'il est de l'argent
les institutions de carte ATM sont maintenant ne le font pas
bien sûr, mais nous sommes venus ici à 2015
hawezi kufanya shughuli za kadi ya mikopo juu ya
here is that correct that's correct and
so realizing that we just wanted to be
able to use it to withdraw money off the
bank account which is a debit card right
and that services offer there right yes
okay and we looked at bank that didn't

Portuguese: 
Quando chegamos em Gâmbia em nosso
primeira visita de volta em 2015, temos tentado
em todo o país e decidimos nós gostamos
Em seguida, procurou-se estabelecer um banco
Agora, existem conta alguns elementos
Gostaria que o banco a ser
e como transformar nossa família se
colocar o banco ou em vez colocar o banco
pilha e contas financeiras e suculento
exemplo me ajuda a gerenciar a fazer
nada para las familias en los negocios
apertura así que una de las cosas que nos gusta
negocio sea ya que es dinero
instituciones tarjeta de cajero automático están ahora no lo hacen
seguro, pero llegamos aquí que 2015
hawezi kufanya shughuli za kadi ya mikopo juu ya
here is that correct that's correct and
so realizing that we just wanted to be
able to use it to withdraw money off the
bank account which is a debit card right
and that services offer there right yes
okay and we looked at bank that didn't

Swahili (macrolanguage): 
Gambia Tulipofika Gambia kwenye ukurasa wetu
kwanza ziara ya nyuma katika 2015 tulitafuta
nchini kote na kuamua sisi walipenda
basi tulijaribu kuanzisha benki
akaunti sasa kuna baadhi ya vitu
kwamba Ningependa benki kuwa na
na na jinsi sisi kukimbia familia zetu kama mimi
kuweka benki au tuseme mimi kuweka benki
akaunti stack na fedha na Juicy tamu
mfano hunisaidia wa kusimamia na kufanya
chochote kwa ajili ya familia katika na biashara
ufunguzi hivyo moja ya mambo tunapenda kwa
biashara ya kuwa na kama ni fedha
taasisi ni kadi ATM sasa mimi si
uhakika lakini tulipofika hapa 2015 wewe
hawezi kufanya shughuli za kadi ya mikopo juu ya
here is that correct that's correct and
so realizing that we just wanted to be
able to use it to withdraw money off the
bank account which is a debit card right
and that services offer there right yes
okay and we looked at bank that didn't

Swahili (macrolanguage): 
have a lot of fees involved back in
America we reach the bounce I meant to
say when we used to like break checks
you know if you had insufficient funds I
mean I didn't know don't know what that
mean but let's just say I did have
insufficient funds they would charge a
whole lot of ridiculous fees and stuff
so what if they have a bank over here
that didn't have a lot of fees okay and
I also wanted a bank to have customer
friendly service you know when you go on
there make me feel I'm important don't
make me feel like I'm insignificant you
know it can I help you
you're in the wrong line after you go
stood in the line for 10 minutes so I
wanted to get away from that I was
looking for quality personal service and
also we wanted
be able to transfer certain you know if
we needed some money from America
transfer to here we wanted to be able to
do that guys that's a good one I miss
international transfer or actually you
can go into your accounts which is the

French: 
have a lot of fees involved back in
America we reach the bounce I meant to
say when we used to like break checks
you know if you had insufficient funds I
mean I didn't know don't know what that
mean but let's just say I did have
insufficient funds they would charge a
whole lot of ridiculous fees and stuff
so what if they have a bank over here
that didn't have a lot of fees okay and
I also wanted a bank to have customer
friendly service you know when you go on
there make me feel I'm important don't
make me feel like I'm insignificant you
know it can I help you
you're in the wrong line after you go
stood in the line for 10 minutes so I
wanted to get away from that I was
looking for quality personal service and
also we wanted
be able to transfer certain you know if
we needed some money from America
transfer to here we wanted to be able to
do that guys that's a good one I miss
international transfer or actually you
can go into your accounts which is the

Portuguese: 
have a lot of fees involved back in
America we reach the bounce I meant to
say when we used to like break checks
you know if you had insufficient funds I
mean I didn't know don't know what that
mean but let's just say I did have
insufficient funds they would charge a
whole lot of ridiculous fees and stuff
so what if they have a bank over here
that didn't have a lot of fees okay and
I also wanted a bank to have customer
friendly service you know when you go on
there make me feel I'm important don't
make me feel like I'm insignificant you
know it can I help you
you're in the wrong line after you go
stood in the line for 10 minutes so I
wanted to get away from that I was
looking for quality personal service and
also we wanted
be able to transfer certain you know if
we needed some money from America
transfer to here we wanted to be able to
do that guys that's a good one I miss
international transfer or actually you
can go into your accounts which is the

Spanish: 
have a lot of fees involved back in
America we reach the bounce I meant to
say when we used to like break checks
you know if you had insufficient funds I
mean I didn't know don't know what that
mean but let's just say I did have
insufficient funds they would charge a
whole lot of ridiculous fees and stuff
so what if they have a bank over here
that didn't have a lot of fees okay and
I also wanted a bank to have customer
friendly service you know when you go on
there make me feel I'm important don't
make me feel like I'm insignificant you
know it can I help you
you're in the wrong line after you go
stood in the line for 10 minutes so I
wanted to get away from that I was
looking for quality personal service and
also we wanted
be able to transfer certain you know if
we needed some money from America
transfer to here we wanted to be able to
do that guys that's a good one I miss
international transfer or actually you
can go into your accounts which is the

Portuguese: 
bank in America that we have it's not
set up where we go online transfer a
large amount maybe in the future that
I'm having right now they don't fund
right that's what we want to be able to
do that with the bank that we open up
here right now jumping back to the 2015
story when we first came over here we
had some money orders and we were trying
to cash them in and no bank one of the
receive those and plus we opened up a
bank account I went back to America and
we tried to send funds back to the
Gambia the bank wasn't set up to accept
money from from overseas so we wanted to
make to be able to do that withdraw a
large amounts of money if need be and
wouldn't have the hassle with that and
something else we were looking for is
the bank that had multiple locations
throughout the country in The Gambia we
didn't want to just have one bank and

French: 
bank in America that we have it's not
set up where we go online transfer a
large amount maybe in the future that
I'm having right now they don't fund
right that's what we want to be able to
do that with the bank that we open up
here right now jumping back to the 2015
story when we first came over here we
had some money orders and we were trying
to cash them in and no bank one of the
receive those and plus we opened up a
bank account I went back to America and
we tried to send funds back to the
Gambia the bank wasn't set up to accept
money from from overseas so we wanted to
make to be able to do that withdraw a
large amounts of money if need be and
wouldn't have the hassle with that and
something else we were looking for is
the bank that had multiple locations
throughout the country in The Gambia we
didn't want to just have one bank and

Swahili (macrolanguage): 
bank in America that we have it's not
set up where we go online transfer a
large amount maybe in the future that
I'm having right now they don't fund
right that's what we want to be able to
do that with the bank that we open up
here right now jumping back to the 2015
story when we first came over here we
had some money orders and we were trying
to cash them in and no bank one of the
receive those and plus we opened up a
bank account I went back to America and
we tried to send funds back to the
Gambia the bank wasn't set up to accept
money from from overseas so we wanted to
make to be able to do that withdraw a
large amounts of money if need be and
wouldn't have the hassle with that and
something else we were looking for is
the bank that had multiple locations
throughout the country in The Gambia we
didn't want to just have one bank and

Spanish: 
bank in America that we have it's not
set up where we go online transfer a
large amount maybe in the future that
I'm having right now they don't fund
right that's what we want to be able to
do that with the bank that we open up
here right now jumping back to the 2015
story when we first came over here we
had some money orders and we were trying
to cash them in and no bank one of the
receive those and plus we opened up a
bank account I went back to America and
we tried to send funds back to the
Gambia the bank wasn't set up to accept
money from from overseas so we wanted to
make to be able to do that withdraw a
large amounts of money if need be and
wouldn't have the hassle with that and
something else we were looking for is
the bank that had multiple locations
throughout the country in The Gambia we
didn't want to just have one bank and

Portuguese: 
you know that was it you know I'm a
dubab bank you know it's only in this
location so you know we want to set with
multiple locations and stuff right so
you can go to each now that you know we
can take the ATM card that we have with
the bank that we have to in Gambia you
can go to the 18 on the withdraw with it
car right versus when we first got here
they didn't give us a car with the bank
that thing and we we just found out and
then we had to apply to another platform
we didn't know that once you open up
account that they don't just give it to
you got an X that you want an ATM and
that's how they operate here you know
versus when we're in America you open up
account they automatically give you to
ATM cards here they give you the option
to mean someone may ask you some on me
not actually
this particular bank that we have was
with they didn't tell us about the ATM
car but in a way when we were first did
in 2015 we did it in the rush rush

French: 
you know that was it you know I'm a
dubab bank you know it's only in this
location so you know we want to set with
multiple locations and stuff right so
you can go to each now that you know we
can take the ATM card that we have with
the bank that we have to in Gambia you
can go to the 18 on the withdraw with it
car right versus when we first got here
they didn't give us a car with the bank
that thing and we we just found out and
then we had to apply to another platform
we didn't know that once you open up
account that they don't just give it to
you got an X that you want an ATM and
that's how they operate here you know
versus when we're in America you open up
account they automatically give you to
ATM cards here they give you the option
to mean someone may ask you some on me
not actually
this particular bank that we have was
with they didn't tell us about the ATM
car but in a way when we were first did
in 2015 we did it in the rush rush

Swahili (macrolanguage): 
you know that was it you know I'm a
dubab bank you know it's only in this
location so you know we want to set with
multiple locations and stuff right so
you can go to each now that you know we
can take the ATM card that we have with
the bank that we have to in Gambia you
can go to the 18 on the withdraw with it
car right versus when we first got here
they didn't give us a car with the bank
that thing and we we just found out and
then we had to apply to another platform
we didn't know that once you open up
account that they don't just give it to
you got an X that you want an ATM and
that's how they operate here you know
versus when we're in America you open up
account they automatically give you to
ATM cards here they give you the option
to mean someone may ask you some on me
not actually
this particular bank that we have was
with they didn't tell us about the ATM
car but in a way when we were first did
in 2015 we did it in the rush rush

Spanish: 
you know that was it you know I'm a
dubab bank you know it's only in this
location so you know we want to set with
multiple locations and stuff right so
you can go to each now that you know we
can take the ATM card that we have with
the bank that we have to in Gambia you
can go to the 18 on the withdraw with it
car right versus when we first got here
they didn't give us a car with the bank
that thing and we we just found out and
then we had to apply to another platform
we didn't know that once you open up
account that they don't just give it to
you got an X that you want an ATM and
that's how they operate here you know
versus when we're in America you open up
account they automatically give you to
ATM cards here they give you the option
to mean someone may ask you some on me
not actually
this particular bank that we have was
with they didn't tell us about the ATM
car but in a way when we were first did
in 2015 we did it in the rush rush

Swahili (macrolanguage): 
anywhere
we just wanted that count open in time
once we opened we knew we were coming
back wrong that's the reason why we
didn't find out about the ATM cards but
I'm sure they probably would have told
us at a later time
mm-hmm I think so another feature that I
was looking for was the opportunity to
borrow from the bank just a drift off
for a little bit when I was in America
and I had quite a bit of money in the
bank just before me and my beautiful
wife got married but I had a large
amount of money in the bank and so
having a background in business I wanted
to really deal so I went to the bank and
said hey I've got this much money in
your bank and security I want to borrow
a kid stay in ahead a plus credit okay
my early days in the military and so the

Spanish: 
anywhere
we just wanted that count open in time
once we opened we knew we were coming
back wrong that's the reason why we
didn't find out about the ATM cards but
I'm sure they probably would have told
us at a later time
mm-hmm I think so another feature that I
was looking for was the opportunity to
borrow from the bank just a drift off
for a little bit when I was in America
and I had quite a bit of money in the
bank just before me and my beautiful
wife got married but I had a large
amount of money in the bank and so
having a background in business I wanted
to really deal so I went to the bank and
said hey I've got this much money in
your bank and security I want to borrow
a kid stay in ahead a plus credit okay
my early days in the military and so the

Portuguese: 
anywhere
we just wanted that count open in time
once we opened we knew we were coming
back wrong that's the reason why we
didn't find out about the ATM cards but
I'm sure they probably would have told
us at a later time
mm-hmm I think so another feature that I
was looking for was the opportunity to
borrow from the bank just a drift off
for a little bit when I was in America
and I had quite a bit of money in the
bank just before me and my beautiful
wife got married but I had a large
amount of money in the bank and so
having a background in business I wanted
to really deal so I went to the bank and
said hey I've got this much money in
your bank and security I want to borrow
a kid stay in ahead a plus credit okay
my early days in the military and so the

French: 
anywhere
we just wanted that count open in time
once we opened we knew we were coming
back wrong that's the reason why we
didn't find out about the ATM cards but
I'm sure they probably would have told
us at a later time
mm-hmm I think so another feature that I
was looking for was the opportunity to
borrow from the bank just a drift off
for a little bit when I was in America
and I had quite a bit of money in the
bank just before me and my beautiful
wife got married but I had a large
amount of money in the bank and so
having a background in business I wanted
to really deal so I went to the bank and
said hey I've got this much money in
your bank and security I want to borrow
a kid stay in ahead a plus credit okay
my early days in the military and so the

Swahili (macrolanguage): 
bank came back and said you're not
approve for the loan and so I mean you
could use your own judgment but I had
excellent credit has sufficient amount
of money in the bank to cover the loan
so if I default on the loan all they had
to do is take it right there they denied
me so I think I ain't gonna say no but
you know hey you make your own judgment
so anyway I'll close that back down one
of the things I'm looking Bobby close
that account down when I say Bank yes
well if I'm not with a big pulls down
anyway but we're going right along now
I closed that account down and transfer
my money elsewhere so one of the
features I was looking for here to
Gambia was the ability to borrow money
if we needed and we were told the bank
that we bank with or the banks that we
bank with provide that opportunity yes
so that's what my concern was the
ability to borrow money now let's look

French: 
bank came back and said you're not
approve for the loan and so I mean you
could use your own judgment but I had
excellent credit has sufficient amount
of money in the bank to cover the loan
so if I default on the loan all they had
to do is take it right there they denied
me so I think I ain't gonna say no but
you know hey you make your own judgment
so anyway I'll close that back down one
of the things I'm looking Bobby close
that account down when I say Bank yes
well if I'm not with a big pulls down
anyway but we're going right along now
I closed that account down and transfer
my money elsewhere so one of the
features I was looking for here to
Gambia was the ability to borrow money
if we needed and we were told the bank
that we bank with or the banks that we
bank with provide that opportunity yes
so that's what my concern was the
ability to borrow money now let's look

Spanish: 
bank came back and said you're not
approve for the loan and so I mean you
could use your own judgment but I had
excellent credit has sufficient amount
of money in the bank to cover the loan
so if I default on the loan all they had
to do is take it right there they denied
me so I think I ain't gonna say no but
you know hey you make your own judgment
so anyway I'll close that back down one
of the things I'm looking Bobby close
that account down when I say Bank yes
well if I'm not with a big pulls down
anyway but we're going right along now
I closed that account down and transfer
my money elsewhere so one of the
features I was looking for here to
Gambia was the ability to borrow money
if we needed and we were told the bank
that we bank with or the banks that we
bank with provide that opportunity yes
so that's what my concern was the
ability to borrow money now let's look

Portuguese: 
bank came back and said you're not
approve for the loan and so I mean you
could use your own judgment but I had
excellent credit has sufficient amount
of money in the bank to cover the loan
so if I default on the loan all they had
to do is take it right there they denied
me so I think I ain't gonna say no but
you know hey you make your own judgment
so anyway I'll close that back down one
of the things I'm looking Bobby close
that account down when I say Bank yes
well if I'm not with a big pulls down
anyway but we're going right along now
I closed that account down and transfer
my money elsewhere so one of the
features I was looking for here to
Gambia was the ability to borrow money
if we needed and we were told the bank
that we bank with or the banks that we
bank with provide that opportunity yes
so that's what my concern was the
ability to borrow money now let's look

Swahili (macrolanguage): 
at the the reverse of that I also wanted
a bank to facility
loans from myself to business startups
so let's just say you're in just say
you're in cursor ring or vigil or
something you want to start some type of
business
I wanted the bank to say well we'll have
the discount for you yes we'll
coordinate giving this person alone so
they were act as a middleman for me to
protect me I would have a loss so alone
without money to start up businesses
because again that's a business
opportunity here guys a small startup
companies need cash and if you got a
little bit you know extra to to share
and help develop the country hey black
power so what what I wanted to mention
is once you do once you come here when
you move here and you want to set up
your bank account just remember when you

Portuguese: 
at the the reverse of that I also wanted
a bank to facility
loans from myself to business startups
so let's just say you're in just say
you're in cursor ring or vigil or
something you want to start some type of
business
I wanted the bank to say well we'll have
the discount for you yes we'll
coordinate giving this person alone so
they were act as a middleman for me to
protect me I would have a loss so alone
without money to start up businesses
because again that's a business
opportunity here guys a small startup
companies need cash and if you got a
little bit you know extra to to share
and help develop the country hey black
power so what what I wanted to mention
is once you do once you come here when
you move here and you want to set up
your bank account just remember when you

Spanish: 
at the the reverse of that I also wanted
a bank to facility
loans from myself to business startups
so let's just say you're in just say
you're in cursor ring or vigil or
something you want to start some type of
business
I wanted the bank to say well we'll have
the discount for you yes we'll
coordinate giving this person alone so
they were act as a middleman for me to
protect me I would have a loss so alone
without money to start up businesses
because again that's a business
opportunity here guys a small startup
companies need cash and if you got a
little bit you know extra to to share
and help develop the country hey black
power so what what I wanted to mention
is once you do once you come here when
you move here and you want to set up
your bank account just remember when you

French: 
at the the reverse of that I also wanted
a bank to facility
loans from myself to business startups
so let's just say you're in just say
you're in cursor ring or vigil or
something you want to start some type of
business
I wanted the bank to say well we'll have
the discount for you yes we'll
coordinate giving this person alone so
they were act as a middleman for me to
protect me I would have a loss so alone
without money to start up businesses
because again that's a business
opportunity here guys a small startup
companies need cash and if you got a
little bit you know extra to to share
and help develop the country hey black
power so what what I wanted to mention
is once you do once you come here when
you move here and you want to set up
your bank account just remember when you

Spanish: 
go to the bank and you want to set it up
make sure you have to passport ID fold
yes you must have those and you must
have your passport and maybe a 90 day my
tax for 90 I don't know but they're
gonna ask you to fill out the paperwork
then you once you get approve they will
say okay your bank account is ready but
you have to have I think of thousands
hola see so open that account $20 yes
but if you want a dollar account with
that account that you're opening which
you can you must have a thousand US
dollars to start to open that account
then you can open that account but again
you must have those IDs to passport
photos in your passport when you go to
apply for that and make sure you ask
them about the there's two cars that you
have when you open one of the cash the
bank that we were in it's called a verb
car which is you you get that when you

French: 
go to the bank and you want to set it up
make sure you have to passport ID fold
yes you must have those and you must
have your passport and maybe a 90 day my
tax for 90 I don't know but they're
gonna ask you to fill out the paperwork
then you once you get approve they will
say okay your bank account is ready but
you have to have I think of thousands
hola see so open that account $20 yes
but if you want a dollar account with
that account that you're opening which
you can you must have a thousand US
dollars to start to open that account
then you can open that account but again
you must have those IDs to passport
photos in your passport when you go to
apply for that and make sure you ask
them about the there's two cars that you
have when you open one of the cash the
bank that we were in it's called a verb
car which is you you get that when you

Swahili (macrolanguage): 
go to the bank and you want to set it up
make sure you have to passport ID fold
yes you must have those and you must
have your passport and maybe a 90 day my
tax for 90 I don't know but they're
gonna ask you to fill out the paperwork
then you once you get approve they will
say okay your bank account is ready but
you have to have I think of thousands
hola see so open that account $20 yes
but if you want a dollar account with
that account that you're opening which
you can you must have a thousand US
dollars to start to open that account
then you can open that account but again
you must have those IDs to passport
photos in your passport when you go to
apply for that and make sure you ask
them about the there's two cars that you
have when you open one of the cash the
bank that we were in it's called a verb
car which is you you get that when you

Portuguese: 
go to the bank and you want to set it up
make sure you have to passport ID fold
yes you must have those and you must
have your passport and maybe a 90 day my
tax for 90 I don't know but they're
gonna ask you to fill out the paperwork
then you once you get approve they will
say okay your bank account is ready but
you have to have I think of thousands
hola see so open that account $20 yes
but if you want a dollar account with
that account that you're opening which
you can you must have a thousand US
dollars to start to open that account
then you can open that account but again
you must have those IDs to passport
photos in your passport when you go to
apply for that and make sure you ask
them about the there's two cars that you
have when you open one of the cash the
bank that we were in it's called a verb
car which is you you get that when you

Portuguese: 
have just the de la si account when you
want the the dollar account you can get
a visa card and you can use that
anywhere they say anywhere overseas you
can go to America and it's this call of
visa that acts like a you know regular
ATM card in America and you can draw
but you can do that all you have to do
is look for that right and we wanted a
bank that would be able to transfer from
America to the bank here now that's
quite a complex operation could you
elaborate on that how we transfer money
from America to here when we need yes
you can do it again like our bank in
America is not set up where I can go
online and just go into my bank account
and transfer a large amount of something
they would not let that happen but here
they will allow me to take money from
this bank and transfer to my accountable
I mean my American account but again
America don't accept it either with the
bait that we have in America now there

Spanish: 
have just the de la si account when you
want the the dollar account you can get
a visa card and you can use that
anywhere they say anywhere overseas you
can go to America and it's this call of
visa that acts like a you know regular
ATM card in America and you can draw
but you can do that all you have to do
is look for that right and we wanted a
bank that would be able to transfer from
America to the bank here now that's
quite a complex operation could you
elaborate on that how we transfer money
from America to here when we need yes
you can do it again like our bank in
America is not set up where I can go
online and just go into my bank account
and transfer a large amount of something
they would not let that happen but here
they will allow me to take money from
this bank and transfer to my accountable
I mean my American account but again
America don't accept it either with the
bait that we have in America now there

French: 
have just the de la si account when you
want the the dollar account you can get
a visa card and you can use that
anywhere they say anywhere overseas you
can go to America and it's this call of
visa that acts like a you know regular
ATM card in America and you can draw
but you can do that all you have to do
is look for that right and we wanted a
bank that would be able to transfer from
America to the bank here now that's
quite a complex operation could you
elaborate on that how we transfer money
from America to here when we need yes
you can do it again like our bank in
America is not set up where I can go
online and just go into my bank account
and transfer a large amount of something
they would not let that happen but here
they will allow me to take money from
this bank and transfer to my accountable
I mean my American account but again
America don't accept it either with the
bait that we have in America now there

Swahili (macrolanguage): 
have just the de la si account when you
want the the dollar account you can get
a visa card and you can use that
anywhere they say anywhere overseas you
can go to America and it's this call of
visa that acts like a you know regular
ATM card in America and you can draw
but you can do that all you have to do
is look for that right and we wanted a
bank that would be able to transfer from
America to the bank here now that's
quite a complex operation could you
elaborate on that how we transfer money
from America to here when we need yes
you can do it again like our bank in
America is not set up where I can go
online and just go into my bank account
and transfer a large amount of something
they would not let that happen but here
they will allow me to take money from
this bank and transfer to my accountable
I mean my American account but again
America don't accept it either with the
bait that we have in America now there

Swahili (macrolanguage): 
is other banks when we decide we will
change once we get there thanks for
going again how we do that is we called
the bank in America tell them that I
need a wire transfer how much I need
they didn't get my information and they
sends it to get the information of the
bank here and they will wire transfer it
normally take within they say here three
business days but the only when I look
at my account sometimes is within on
Sunday but that's how you know they
operate here with it all right good good
information guys what we want to talk to
you about now is that the beginning of
this video we listed group out that many
things of what we're looking for in a
bank and I think we found these features
and at least one of the banks that I'm
sure of and that Bank is called GT
banking my friends that's one of the
banks that's one thing and the other one
is trust Trust Bank so we have two bank
accounts you that we found that met the
standard but I think there are some

French: 
is other banks when we decide we will
change once we get there thanks for
going again how we do that is we called
the bank in America tell them that I
need a wire transfer how much I need
they didn't get my information and they
sends it to get the information of the
bank here and they will wire transfer it
normally take within they say here three
business days but the only when I look
at my account sometimes is within on
Sunday but that's how you know they
operate here with it all right good good
information guys what we want to talk to
you about now is that the beginning of
this video we listed group out that many
things of what we're looking for in a
bank and I think we found these features
and at least one of the banks that I'm
sure of and that Bank is called GT
banking my friends that's one of the
banks that's one thing and the other one
is trust Trust Bank so we have two bank
accounts you that we found that met the
standard but I think there are some

Spanish: 
is other banks when we decide we will
change once we get there thanks for
going again how we do that is we called
the bank in America tell them that I
need a wire transfer how much I need
they didn't get my information and they
sends it to get the information of the
bank here and they will wire transfer it
normally take within they say here three
business days but the only when I look
at my account sometimes is within on
Sunday but that's how you know they
operate here with it all right good good
information guys what we want to talk to
you about now is that the beginning of
this video we listed group out that many
things of what we're looking for in a
bank and I think we found these features
and at least one of the banks that I'm
sure of and that Bank is called GT
banking my friends that's one of the
banks that's one thing and the other one
is trust Trust Bank so we have two bank
accounts you that we found that met the
standard but I think there are some

Portuguese: 
is other banks when we decide we will
change once we get there thanks for
going again how we do that is we called
the bank in America tell them that I
need a wire transfer how much I need
they didn't get my information and they
sends it to get the information of the
bank here and they will wire transfer it
normally take within they say here three
business days but the only when I look
at my account sometimes is within on
Sunday but that's how you know they
operate here with it all right good good
information guys what we want to talk to
you about now is that the beginning of
this video we listed group out that many
things of what we're looking for in a
bank and I think we found these features
and at least one of the banks that I'm
sure of and that Bank is called GT
banking my friends that's one of the
banks that's one thing and the other one
is trust Trust Bank so we have two bank
accounts you that we found that met the
standard but I think there are some

French: 
other banks here that also kind of give
you like a little extra what you want to
withdraw for age right that's all you
have to do is do your research there's
equal bank
there's charter standard and then
there's a I forget the other ones but
the the main ones that I know is echo
Bank charter and GG better trucks and
once you give you you what you would
know whether the you know
the main ones what that's cool
which one allows you to withdraw the
most per day or per car transit and
we're not with them which is charter
bank charter boats thank you charter I'm
sorry Standard Chartered everyone they
allow you to take 8000 velocity in one
transaction from the ATM now GT allow
4000 and I think echo is 6000 okay so
that's who I want to go with okay just
stand the charge so there are two banks
out there that we need to transfer to
well we can look into what they're doing
that's what I want to do well I mean

Spanish: 
other banks here that also kind of give
you like a little extra what you want to
withdraw for age right that's all you
have to do is do your research there's
equal bank
there's charter standard and then
there's a I forget the other ones but
the the main ones that I know is echo
Bank charter and GG better trucks and
once you give you you what you would
know whether the you know
the main ones what that's cool
which one allows you to withdraw the
most per day or per car transit and
we're not with them which is charter
bank charter boats thank you charter I'm
sorry Standard Chartered everyone they
allow you to take 8000 velocity in one
transaction from the ATM now GT allow
4000 and I think echo is 6000 okay so
that's who I want to go with okay just
stand the charge so there are two banks
out there that we need to transfer to
well we can look into what they're doing
that's what I want to do well I mean

Swahili (macrolanguage): 
other banks here that also kind of give
you like a little extra what you want to
withdraw for age right that's all you
have to do is do your research there's
equal bank
there's charter standard and then
there's a I forget the other ones but
the the main ones that I know is echo
Bank charter and GG better trucks and
once you give you you what you would
know whether the you know
the main ones what that's cool
which one allows you to withdraw the
most per day or per car transit and
we're not with them which is charter
bank charter boats thank you charter I'm
sorry Standard Chartered everyone they
allow you to take 8000 velocity in one
transaction from the ATM now GT allow
4000 and I think echo is 6000 okay so
that's who I want to go with okay just
stand the charge so there are two banks
out there that we need to transfer to
well we can look into what they're doing
that's what I want to do well I mean

Portuguese: 
other banks here that also kind of give
you like a little extra what you want to
withdraw for age right that's all you
have to do is do your research there's
equal bank
there's charter standard and then
there's a I forget the other ones but
the the main ones that I know is echo
Bank charter and GG better trucks and
once you give you you what you would
know whether the you know
the main ones what that's cool
which one allows you to withdraw the
most per day or per car transit and
we're not with them which is charter
bank charter boats thank you charter I'm
sorry Standard Chartered everyone they
allow you to take 8000 velocity in one
transaction from the ATM now GT allow
4000 and I think echo is 6000 okay so
that's who I want to go with okay just
stand the charge so there are two banks
out there that we need to transfer to
well we can look into what they're doing
that's what I want to do well I mean

Swahili (macrolanguage): 
just to the best it's okay now if I need
to make more money so we can transfer to
it right now I think we're okay I think
I like charter because of the send the
chart is because you get more once you
put your 18th right in ATM in the
machine they give you up to 8,000 okay
one try and you can do that I think up
to three times so that's roughly about
600 right okay
all right yes it is or I think so
because the one we're banking with now
if we're using our American car mm-hmm
they only allow 2000 now if we're using
a bank GT Bank Park they will let you
use a poor 4000 I'm trying to say okay
gotcha gotcha good information in it
alright guys now we don't talk to you
about financial institution slash banks
keep me keep me in check now again we've
talked about the banks and now we're

French: 
just to the best it's okay now if I need
to make more money so we can transfer to
it right now I think we're okay I think
I like charter because of the send the
chart is because you get more once you
put your 18th right in ATM in the
machine they give you up to 8,000 okay
one try and you can do that I think up
to three times so that's roughly about
600 right okay
all right yes it is or I think so
because the one we're banking with now
if we're using our American car mm-hmm
they only allow 2000 now if we're using
a bank GT Bank Park they will let you
use a poor 4000 I'm trying to say okay
gotcha gotcha good information in it
alright guys now we don't talk to you
about financial institution slash banks
keep me keep me in check now again we've
talked about the banks and now we're

Portuguese: 
just to the best it's okay now if I need
to make more money so we can transfer to
it right now I think we're okay I think
I like charter because of the send the
chart is because you get more once you
put your 18th right in ATM in the
machine they give you up to 8,000 okay
one try and you can do that I think up
to three times so that's roughly about
600 right okay
all right yes it is or I think so
because the one we're banking with now
if we're using our American car mm-hmm
they only allow 2000 now if we're using
a bank GT Bank Park they will let you
use a poor 4000 I'm trying to say okay
gotcha gotcha good information in it
alright guys now we don't talk to you
about financial institution slash banks
keep me keep me in check now again we've
talked about the banks and now we're

Spanish: 
just to the best it's okay now if I need
to make more money so we can transfer to
it right now I think we're okay I think
I like charter because of the send the
chart is because you get more once you
put your 18th right in ATM in the
machine they give you up to 8,000 okay
one try and you can do that I think up
to three times so that's roughly about
600 right okay
all right yes it is or I think so
because the one we're banking with now
if we're using our American car mm-hmm
they only allow 2000 now if we're using
a bank GT Bank Park they will let you
use a poor 4000 I'm trying to say okay
gotcha gotcha good information in it
alright guys now we don't talk to you
about financial institution slash banks
keep me keep me in check now again we've
talked about the banks and now we're

Swahili (macrolanguage): 
going to go into the second part of this
the wire transfer you know the Western
you the Western Union that's the Western
Union is a name yes but it's actually
the wire transfers different people
though yeah so you want to explain that
yes now here I was told only GT does the
what would I call in America Western
Union for the American dollars and I
mean for American thing transaction so
you have to get up with GT early in the
morning you go there at 7:00 in the
morning
you sign your name on this piece of
paper this is how they work once it's
time for the car they normally call you
when they come in which is about 8:00
they call whoever's on that list mm-hmm
once you're on that list you're able to
send whoever you know money if you want
to send money to the states okay or if
you you know getting money from the
states right that's how it works and you
whatever amount you want to send you
have to go through that and that's how
it works
at seven agree and seven in the more you

French: 
going to go into the second part of this
the wire transfer you know the Western
you the Western Union that's the Western
Union is a name yes but it's actually
the wire transfers different people
though yeah so you want to explain that
yes now here I was told only GT does the
what would I call in America Western
Union for the American dollars and I
mean for American thing transaction so
you have to get up with GT early in the
morning you go there at 7:00 in the
morning
you sign your name on this piece of
paper this is how they work once it's
time for the car they normally call you
when they come in which is about 8:00
they call whoever's on that list mm-hmm
once you're on that list you're able to
send whoever you know money if you want
to send money to the states okay or if
you you know getting money from the
states right that's how it works and you
whatever amount you want to send you
have to go through that and that's how
it works
at seven agree and seven in the more you

Portuguese: 
going to go into the second part of this
the wire transfer you know the Western
you the Western Union that's the Western
Union is a name yes but it's actually
the wire transfers different people
though yeah so you want to explain that
yes now here I was told only GT does the
what would I call in America Western
Union for the American dollars and I
mean for American thing transaction so
you have to get up with GT early in the
morning you go there at 7:00 in the
morning
you sign your name on this piece of
paper this is how they work once it's
time for the car they normally call you
when they come in which is about 8:00
they call whoever's on that list mm-hmm
once you're on that list you're able to
send whoever you know money if you want
to send money to the states okay or if
you you know getting money from the
states right that's how it works and you
whatever amount you want to send you
have to go through that and that's how
it works
at seven agree and seven in the more you

Spanish: 
going to go into the second part of this
the wire transfer you know the Western
you the Western Union that's the Western
Union is a name yes but it's actually
the wire transfers different people
though yeah so you want to explain that
yes now here I was told only GT does the
what would I call in America Western
Union for the American dollars and I
mean for American thing transaction so
you have to get up with GT early in the
morning you go there at 7:00 in the
morning
you sign your name on this piece of
paper this is how they work once it's
time for the car they normally call you
when they come in which is about 8:00
they call whoever's on that list mm-hmm
once you're on that list you're able to
send whoever you know money if you want
to send money to the states okay or if
you you know getting money from the
states right that's how it works and you
whatever amount you want to send you
have to go through that and that's how
it works
at seven agree and seven in the more you

Swahili (macrolanguage): 
have to be there at seven in order to
write your name on that list because if
you come at night they no longer just
doesn't anymore it stops it I think from
7:30 7:30 to about 9:00 okay after that
that's the last they won't do it if you
come in middle of the day because I
don't know why that's just the way they
do it now if you want to do wire
transfer or Western Union like stay in a
different place somewhere here in The
Gambia you could do that all day
okay so just for sending it to America
right it's a time you have to sign your
name and they call you want you there
they call your name and then you coming
into your okay so is there somebody here
you know throughout the Gambia you see
Western Union so I'm warning do they
have any competition or do they have a
monopoly over here whatever the only one
so far they said GT is the only one that
does it for sending money to the states
okay but anywhere else in the I believe

Spanish: 
have to be there at seven in order to
write your name on that list because if
you come at night they no longer just
doesn't anymore it stops it I think from
7:30 7:30 to about 9:00 okay after that
that's the last they won't do it if you
come in middle of the day because I
don't know why that's just the way they
do it now if you want to do wire
transfer or Western Union like stay in a
different place somewhere here in The
Gambia you could do that all day
okay so just for sending it to America
right it's a time you have to sign your
name and they call you want you there
they call your name and then you coming
into your okay so is there somebody here
you know throughout the Gambia you see
Western Union so I'm warning do they
have any competition or do they have a
monopoly over here whatever the only one
so far they said GT is the only one that
does it for sending money to the states
okay but anywhere else in the I believe

Portuguese: 
have to be there at seven in order to
write your name on that list because if
you come at night they no longer just
doesn't anymore it stops it I think from
7:30 7:30 to about 9:00 okay after that
that's the last they won't do it if you
come in middle of the day because I
don't know why that's just the way they
do it now if you want to do wire
transfer or Western Union like stay in a
different place somewhere here in The
Gambia you could do that all day
okay so just for sending it to America
right it's a time you have to sign your
name and they call you want you there
they call your name and then you coming
into your okay so is there somebody here
you know throughout the Gambia you see
Western Union so I'm warning do they
have any competition or do they have a
monopoly over here whatever the only one
so far they said GT is the only one that
does it for sending money to the states
okay but anywhere else in the I believe

French: 
have to be there at seven in order to
write your name on that list because if
you come at night they no longer just
doesn't anymore it stops it I think from
7:30 7:30 to about 9:00 okay after that
that's the last they won't do it if you
come in middle of the day because I
don't know why that's just the way they
do it now if you want to do wire
transfer or Western Union like stay in a
different place somewhere here in The
Gambia you could do that all day
okay so just for sending it to America
right it's a time you have to sign your
name and they call you want you there
they call your name and then you coming
into your okay so is there somebody here
you know throughout the Gambia you see
Western Union so I'm warning do they
have any competition or do they have a
monopoly over here whatever the only one
so far they said GT is the only one that
does it for sending money to the states
okay but anywhere else in the I believe

Portuguese: 
in anywhere else in Africa you know you
could send money okay and you don't have
to get up there early only for you it so
where I was told okay well how long does
it normally take if we want to when
you're going to everyone it it doesn't
take long at all take within but maybe
15 min reso swap yes so but you you have
to make it's like appointment you're
going to sign your name on the list once
it they open come then they grab that
list and it called the people who's
they're going down you're giving the
money you send your money to whoever you
want in the US that's how I work
they're the only one that does it that's
what I was told okay
and I had to get up that early to go get
it if you don't get up unless you going
there 9:30 and you want to make a
Western Union transfer to America it's
not happening till the next day well I
was with you when you got up and not in
the morning right yes and it didn't work
yeah not world right they told me I had
to come back at 7:30 sign my name on a
paper they call you then you come you

Swahili (macrolanguage): 
in anywhere else in Africa you know you
could send money okay and you don't have
to get up there early only for you it so
where I was told okay well how long does
it normally take if we want to when
you're going to everyone it it doesn't
take long at all take within but maybe
15 min reso swap yes so but you you have
to make it's like appointment you're
going to sign your name on the list once
it they open come then they grab that
list and it called the people who's
they're going down you're giving the
money you send your money to whoever you
want in the US that's how I work
they're the only one that does it that's
what I was told okay
and I had to get up that early to go get
it if you don't get up unless you going
there 9:30 and you want to make a
Western Union transfer to America it's
not happening till the next day well I
was with you when you got up and not in
the morning right yes and it didn't work
yeah not world right they told me I had
to come back at 7:30 sign my name on a
paper they call you then you come you

Spanish: 
in anywhere else in Africa you know you
could send money okay and you don't have
to get up there early only for you it so
where I was told okay well how long does
it normally take if we want to when
you're going to everyone it it doesn't
take long at all take within but maybe
15 min reso swap yes so but you you have
to make it's like appointment you're
going to sign your name on the list once
it they open come then they grab that
list and it called the people who's
they're going down you're giving the
money you send your money to whoever you
want in the US that's how I work
they're the only one that does it that's
what I was told okay
and I had to get up that early to go get
it if you don't get up unless you going
there 9:30 and you want to make a
Western Union transfer to America it's
not happening till the next day well I
was with you when you got up and not in
the morning right yes and it didn't work
yeah not world right they told me I had
to come back at 7:30 sign my name on a
paper they call you then you come you

French: 
in anywhere else in Africa you know you
could send money okay and you don't have
to get up there early only for you it so
where I was told okay well how long does
it normally take if we want to when
you're going to everyone it it doesn't
take long at all take within but maybe
15 min reso swap yes so but you you have
to make it's like appointment you're
going to sign your name on the list once
it they open come then they grab that
list and it called the people who's
they're going down you're giving the
money you send your money to whoever you
want in the US that's how I work
they're the only one that does it that's
what I was told okay
and I had to get up that early to go get
it if you don't get up unless you going
there 9:30 and you want to make a
Western Union transfer to America it's
not happening till the next day well I
was with you when you got up and not in
the morning right yes and it didn't work
yeah not world right they told me I had
to come back at 7:30 sign my name on a
paper they call you then you come you

Swahili (macrolanguage): 
sitting there waiting to they're open
once they open they call your name you
do your transaction then that's it all
right but it's very easy but again
that's how it works with them okay guys
we hit you with a lot of information and
some of it may be complicated some of it
might not be but if you got any further
questions just bring it in a drop a
comment at the UH into this video
because we would like to help people
that are coming behind us we sort of
feel like we're the pioneers we jump out
here and things go right and sometimes
things go wrong so when the people that
follow us they don't have to go through
the same situations or challenges that
we have so if you're lucky if you got
any questions you just let us know okay
and I drink a lot of water
and it's hot today do you know it it is
hotter with it so I drink a lot of water
and my family's criticizing me that I'm
drinking too much water during the
filming so if you think I'm drinking too
much water guys just let me know to just

Spanish: 
sitting there waiting to they're open
once they open they call your name you
do your transaction then that's it all
right but it's very easy but again
that's how it works with them okay guys
we hit you with a lot of information and
some of it may be complicated some of it
might not be but if you got any further
questions just bring it in a drop a
comment at the UH into this video
because we would like to help people
that are coming behind us we sort of
feel like we're the pioneers we jump out
here and things go right and sometimes
things go wrong so when the people that
follow us they don't have to go through
the same situations or challenges that
we have so if you're lucky if you got
any questions you just let us know okay
and I drink a lot of water
and it's hot today do you know it it is
hotter with it so I drink a lot of water
and my family's criticizing me that I'm
drinking too much water during the
filming so if you think I'm drinking too
much water guys just let me know to just

Portuguese: 
sitting there waiting to they're open
once they open they call your name you
do your transaction then that's it all
right but it's very easy but again
that's how it works with them okay guys
we hit you with a lot of information and
some of it may be complicated some of it
might not be but if you got any further
questions just bring it in a drop a
comment at the UH into this video
because we would like to help people
that are coming behind us we sort of
feel like we're the pioneers we jump out
here and things go right and sometimes
things go wrong so when the people that
follow us they don't have to go through
the same situations or challenges that
we have so if you're lucky if you got
any questions you just let us know okay
and I drink a lot of water
and it's hot today do you know it it is
hotter with it so I drink a lot of water
and my family's criticizing me that I'm
drinking too much water during the
filming so if you think I'm drinking too
much water guys just let me know to just

French: 
sitting there waiting to they're open
once they open they call your name you
do your transaction then that's it all
right but it's very easy but again
that's how it works with them okay guys
we hit you with a lot of information and
some of it may be complicated some of it
might not be but if you got any further
questions just bring it in a drop a
comment at the UH into this video
because we would like to help people
that are coming behind us we sort of
feel like we're the pioneers we jump out
here and things go right and sometimes
things go wrong so when the people that
follow us they don't have to go through
the same situations or challenges that
we have so if you're lucky if you got
any questions you just let us know okay
and I drink a lot of water
and it's hot today do you know it it is
hotter with it so I drink a lot of water
and my family's criticizing me that I'm
drinking too much water during the
filming so if you think I'm drinking too
much water guys just let me know to just

French: 
drop a link alright next videos going to
be covering business opportunities a few
of our subscribers have have asked the
same can you talk about the business
opportunities so that's right up my
alley guys and that'll be the next video
that we bring it to you so what we like
for you to do now is hit the like button
share the video with a friend a bunch of
them if you guys excuse me share the
video if you like and subscribe so all
right family you don't know how we doing
love peace and soul
[Music]

Spanish: 
drop a link alright next videos going to
be covering business opportunities a few
of our subscribers have have asked the
same can you talk about the business
opportunities so that's right up my
alley guys and that'll be the next video
that we bring it to you so what we like
for you to do now is hit the like button
share the video with a friend a bunch of
them if you guys excuse me share the
video if you like and subscribe so all
right family you don't know how we doing
love peace and soul
[Music]

Swahili (macrolanguage): 
drop a link alright next videos going to
be covering business opportunities a few
of our subscribers have have asked the
same can you talk about the business
opportunities so that's right up my
alley guys and that'll be the next video
that we bring it to you so what we like
for you to do now is hit the like button
share the video with a friend a bunch of
them if you guys excuse me share the
video if you like and subscribe so all
right family you don't know how we doing
love peace and soul
[Music]

Portuguese: 
drop a link alright next videos going to
be covering business opportunities a few
of our subscribers have have asked the
same can you talk about the business
opportunities so that's right up my
alley guys and that'll be the next video
that we bring it to you so what we like
for you to do now is hit the like button
share the video with a friend a bunch of
them if you guys excuse me share the
video if you like and subscribe so all
right family you don't know how we doing
love peace and soul
[Music]

Swahili (macrolanguage): 
within our videos right love peace so
bang bang it's my family you know how we
are you know how we end up videos love
peace so alright family you know how we
always do it in bag love peace Oh what

Spanish: 
within our videos right love peace so
bang bang it's my family you know how we
are you know how we end up videos love
peace so alright family you know how we
always do it in bag love peace Oh what

Portuguese: 
within our videos right love peace so
bang bang it's my family you know how we
are you know how we end up videos love
peace so alright family you know how we
always do it in bag love peace Oh what

French: 
within our videos right love peace so
bang bang it's my family you know how we
are you know how we end up videos love
peace so alright family you know how we
always do it in bag love peace Oh what
