yeah Barenaked Ladies
hi everybody welcome to spill the tea with bougiemiles today i am joined by
Dustin from Waller's wallet Justin
introduce yourself tell us a little bit
about what you do in this world
absolutely so first of all thank for
having me on the channel I really do
appreciate it I have a youtube channel
called Wohlers wallet where I talk
credit cards points rewards how to use
your points recently to started a
podcast talking more about the travel
aspect using your points and just kind
of giving people travel inspiration but
that's really where I'm at you know I'm
big on the YouTube and now we're getting
into podcasting so basically you need to
subscribe to both of our channels
because I really need subscribers and
you need to see his stuff because it's
pretty awesome we'll talk about a few of
his videos later on but anyway thank you
so much for coming and let's get it
alright let's get to it
oh I like to call a section rapid-fire
okay
I'll just ask you a whole bunch of
questions you answer with one word or if
you want to give you know anecdotes
that's fine too okay so the first thing
the absolute most important thing is
what are you watching on Netflix
we actually don't watch a whole lot
Netflix but we recently just finished at
Tiger King Tiger king and Carroll Baskin
totally kill her husband
totally kill him Oh totally
there's no doubt in my mind I'm not sure
okay so everybody who's mentioned Tiger
king he gets this unfortunate follow up
question okay which carries your GB oh
that's a good one mm-hmm I know I was
watching my travel fanboy Adam and the
better life Tim and somebody asked men I
said I'm stealing that for my show
because it's excellent oh man if I had
to be one I'd probably be the what's the
guy's name who oh you know probably guys
no legs
cuz he has like really who has the yeah
he's for the easy character no you have
to
like one of these like creepy owners
creepy owners yeah call me the guy with
the lemur on the jet ski
he just is like mysterious you don't
know what he does but he's like he's
involved in something if I if I had to
be one of the shady characters I
probably go I'd be I'm not I'm not Joe
exotic level no no that's that's dawn I
think it was a dawn or doc or whatever
his name is like although I would love
to ride an elephant so that of this if I
owned an elephant I would totally ride
one so I'm a little I'm a little
jealousy as an elephant but he he
definitely seems like number one ride
animals when you go to foreign places
people because no I wouldn't do it's
funny when we've been to certain places
you'll see the animals and they can get
pictures with monkeys or baby tigers and
we stay away from that because usually
like so they did or something's going on
we just stay away from that and it's
just always really sad to see ting and
also not stay also number two I would be
mr. Sahni Carol Baskins
don't think I'm not I don't I'm
definitely not Joe exotic level Tiger
King no what is your favorite domestic
airline to redeem points on for me I'm
based out of Bangor so for me actually
Delta SkyMiles works really well
although I know like you can use Virgin
Atlantic but for me Delta SkyMiles has
actually been I've done really well for
me domestically
International United's been really good
for me using them on partner Airlines
yeah I've had some good ones with some
of the flash sales from Delta but United
miles on partners have been pretty good
as well yes that would shock me cuz
you're you're based out of New York
right yep
yeah that would shock me partner I had
an issue with United with the whole
covin you know outbreak right now you
know they weren't returning miles and
then calling and calling and calling and
twittering and finally they they started
returning miles to account so I had to
cancel the trip with Poland Romania back
in for it back for March so I have a
hundred twenty thousand I know miles in
my account I just want to burn them and
get rid of them because I was really
frustrated with how they handle that
situation so from being in the miles and
space and having so many friends so many
things and it just seems like if there's
a headache to be talked about it's using
United miles and at this point in life
I've decided you know what I have way
too many miles and points in the first
place from those because they might be a
great value but I'd rather spend 10k or
somewhere else and drink eat Redemption
because let's be honest time is money
too you know absolutely you know and
their redemptions are good in the sense
of there's no fuel surcharges but
Avianca I feel is still really good in
comparison for those premium class
cabins and then for some domestic legs
so for me UNITA miles are good but
they're really only good because there's
low fuel surcharges and I'm usually no
economy flyers so the units where they
get their value from me but and they
treat their elites like garbage I mean I
don't think American is so much better
right like right now I cashed in
American top-tier okay for Delta silver
they ended up not being able to take the
last light if ever supposed to take okay
but it's fine because I'm okay with the
idea of like things over for a year
operating myself and just rolling over
the the elite qualifying miles right I
don't think you'll have any issues
coming forward just because of the fact
I feel like travel is gonna be hard to -
for people to get back in - so you're
gonna have a really good opportunity to
get those upgrades even in silver and
while I understand Delta's program is
not perfect it's not you know perfect at
all the way they treat people it is
outstanding they're they're their
customer service level so I had said a
while back that when United in American
Airlines we were gonna go dynamic or the
rumors of them going dynamic pretty much
to match Delta at that point it all came
to customer service because if all your
points are worth one point two cents per
point dynamically or whatever whatever
they're worth it came to customer
service and I don't feel either United
or American sniffed the jockstrap of
Delta when it comes to to their customer
service level is there another airline
that you feel matches the customer
service level of Delta I've had really
good experience with Southwest Oh
interesting okay I've never flown
Southwest it happens to be a bluesy
principle okay I'm gonna do a video like
where I actually fly Southwest and it'll
be like I said blue once and JetBlue was
really really great I actually flew out
of my way like I made sure like I spent
a little bit more miles to try them
actually coming back from Vegas and I I
don't fly up front I 5 only flown up
front I think like two or three times in
my life I'm I'm five foot five I can fit
in a carry-on suitcase with an honor
problem I have to go to UM well I might
be canceled I'm going to fin con later
this year but it may be may be canceled
but I come either
no it's in a Long Beach this year
oh so that's a good one you come here
I'll fly you to cook yeah when is it
it's like usually in September um and
there's September early October I think
it's gonna cancel though that's kind of
a hunch they haven't canceled it yet but
I'm the way things are feeling I feels
like it's gonna get canceled
we'll get really drunk okay anyway okay
yeah so I agreed JetBlue yep those have
been the big ones I feel like I'm here
those are those are the big ones for me
okay
favorite transferable currency I would
say American Express points Membership
Rewards I just like the opportunities
the number of airlines they have in
there you know I know one that everyone
jumps on the chase ultra or bandwagon
I think there's I think chase I said
this before my channel is a glorified
cash back program now because if you
look you have United and Hyatt everyone
else is either on another flexible
currency as part of someone else and
it's just not I mean you have Southwest
but the uplift form the reserve at one
point five cents per point I feel like
I've seen more people go that route and
if you're going that route it's a fixed
currency and now if hi it left chaste
today would anybody really be as
interested in all the reward points
there's only so long people can hold on
to Hyatt Membership Rewards yeah I mean
think about it if American Express let's
just say American Express came in and
swiped Hyatt from Chase would anybody
talk about chase anymore you know what I
mean like Hyatt is the money maker for
the ultimate reward points because of
the fact they're so good and I'm gonna
knock on one hope it doesn't happen if
hi it goes like to a Hilton Hilton level
of dynamic pricing who cares so for me
American Express points membership award
points just for the sheer number of
airline partners and opportunities
there's some really good value in those
points flyer but also like
Membership Rewards vests because like I
like membership awards best because I
used the 35 percent cash back rebate for
the Amex business card all right next
item right but you are definitely the
first person who has chosen them based
on transfer partners uh-huh because
there's there is value I mean for
example I've had good good luck with
Delta mmhmm
Aeroplan can still give really good
value if you picked the right alliance
partner you know Swiss Airlines for
example I love the fact with airplane
you can have a domestic stopover in the
u.s. you know you don't get that with
United you know and there's some good
options there so for me I still get good
value as a coach flyer transfer my
points of membership Awards yeah so that
actually touches on something I also
wanted to discuss with you and now I
remember what it was at the beginning of
the show I told you I didn't remember
but I do now did a video about how
Hilton proactively extended status until
I don't know like 2030 right all right
and basically they gave it to everybody
like no holds barred which basically
also means that everybody who has their
premium cards or a platinum card or a
founders card or anything also has
status until you know 2020 to the end of
time right yeah so what do you think now
obviously a lot of the hotel programs
and Airlines have followed suit right
what do you see this as a positive or do
you see it as a negative for frequent
travelers who actually earn the status
the really the hard way yeah I feel you
know I really feel Eric companies the
credit cards mean the aspire card you
know I have diamond status for as long
they hold the card yeah someone who
spends you know how quiz a hundred
ninety or whatever it is to earn diamond
status I would be pretty pissed yeah I'm
actually earning it so the credit card
benefits really I think alter
what what royalty means and to me I I
don't I don't think loyalty is is
prominent that's what it's made to feel
so you know if I'm someone that the hard
way and I'm not and Ivan looked at no
differently than someone who has the
Hyatt credit card or the Platinum card
I'm a bit upset about this but I
understand why that hope companies are
doing this when this is all set and over
they need people to fill those seats in
the planes and so you don't want to piss
anybody off by saying yeah you couldn't
travel for six months
not my problem and that's just a really
good way to piss people off so but if
you're actually earning it I I'd never
that said yeah it almost sort of feels
to me like face like the lowest level
status is basically just a status at
this point you know yeah I remember a
couple years ago in high it I don't
remember to height and gave well it was
Diana status at the time basically
everyone they had the Twitter reached
out I matched with IHG platinum yeah
okay so and they gave me diamond status
for the rest of the year and Simon I got
to you the suite upgrades if I had
actually earned Hyatt diamond status and
they gave it away to a Platinum Member
on the IG program how can you not be
furious with that like yeah because
there's there's no differentiating you
feel like well you actually earned it
and you you just got it luckily yeah and
then they gave it to every single Hyatt
globalists that I know at least and I
think pretty much everyone ever
yeah where am I gonna be a lot greater
less like I'm never gonna have that you
know so I might as well put my efforts
into Delta and actually goes like
diamond which they don't actually ever
really give away and they don't give any
shortcuts like I think on the credit
card for Delta to get a waiver you have
to spend 250 now it's a long night and
most people aren't spending that exactly
so I feel comfortable putting my cash
spend there where is like if American
had never given every single Hyatt well
top to your status I never would have
felt that way but I feel it's almost
like a tragedy of the Commons situation
where like if we all have it we're all
using it it's lessening the benefits for
others and I'm not saying it's not a bad
thing and it's a good thing like on the
parts of like the airlines and the
hotels to be giving away free things
however it does diminish the benefits
for a higher level absolutely if
everyone has the benefit nobody has a
benefit so it's tough though because
people who actually earn it dark or
aren't seen any different in you know
people was that I said seeing people on
Twitter who actually have status who are
who aren't getting upgrades cleared
because airlines are now selling it so
people are paying for it so you're not
even getting your upgrades anymore so I
T is a very clouded judgment I feel that
it's not as loyal P is a long way around
I really do feel with companies and it's
not reciprocated so do you ever go after
loyalty or no I don't I have I actually
keep my Hilton spire card because I
don't know what happened but when I
upgraded from the surpass or the
surpassed card to the spire card to get
my annual feat 95 bucks so it's a
no-brainer to keep until they hear what
I don't go out of my way a for I'm a
free agent I go to the best airline for
my knee or hotel or I'm a big Airbnb fan
food so okay so for me it's I don't know
where the best deal is I don't I don't I
don't let loyalty cloud me I love the
Four Seasons
you know there's no so I'm using my like
cheese points or my Amex points to book
like fhr or luxury resorts or you know
what I'm saying I understand yes okay so
you recently did a video that caught my
eye because I thought
was really interesting in that we don't
necessarily talk enough about what we
spend our money on in this hobby I tend
to talk about like you know how many
miles a point you earn per dollar but I
enjoyed your fresh take on budgeting and
I was wondering if you would give us a
couple of you know like hints and tips
that you shared in your video
sure so one thing I don't think people
talk about and the points of my team is
budgeting we always like you said we
always talk about you know how to earn 5
points per dollar grocery stores and
whatnot
but I think where people get themselves
in trouble who think they can handle
this game is that they say well I'm
earning they don't realize they're
earning pennies and spending dollars so
by you know it's great to earn 5 points
per dollar and you might be able to say
I get you know two cents back at home
whatever maybe if you don't or your
money's going to begin with then it's
really hard to know if you're
overspending or not and I know I
preached this and I know you do as well
like you don't overspend for critical
rewards there's no reason for it because
if you're overspending you're not really
traveling for less or however people
each other or whatever so it's
definitely knowing or your money's
coming in an out to be able to know that
ok I spend you know $400 a month the
grocery stores okay great but if you're
spending you know two thousand dollars
month of the grocery store just for
points in throwing a bunch of stuff out
or not then it's not benefiting yourself
yes so I just don't think in it's
something I've noticed you just people
don't tend to understand budgets as a
whole you just kind of well I make you
know twenty dollars today I'm gonna go
spend eight then I'm gonna go spend 21
of it or 20 of it because I make it
tomorrow they don't they don't plan out
where the money is going like 30 2000
the 50 30 20 budget yes so yep so 50
percent go towards your needs
we were like your rent your bills
student loan payments 30 essential yes
your essentials 20 percent rose with
savings already
you want so you want to travel that's in
your 30 percent you know what I mean
you know I liked you know being from
mortgage that is a you know that Arthur
doesn't want you know for this is a need
paying for my mortgage and then a
required minimum 20% for savings so you
know bringing a fun you know if you can
understand people have different
situations but being able to put money
away helps a you for those rainy day
funds if you know your furnace breaks in
your house and is gonna cost you know
five thousand dollars having the money
on hand makes things a lot less
stressful when you're going oh crap how
am I gonna pay for that
now hopefully get a new card better and
the bonus if you can but you know have
the cash in the bank helped if you can
probably share those equations so that's
an interesting thing I actually saw a
video that you did recently where you
talked about like cashing in points for
X amount of dollars and you know why
it's not necessarily like a good idea
hmm but it can be a good idea because
like you need the money right
do you at whatever and it saves you from
having to spend elsewhere where like it
really doesn't make sense right
absolutely so funny story
I accidentally paid my mortgage three
times in one month it was negative
and I was like someone's gonna kill me
if they realize this account is negative
right so I may have cashed in and
professional travel blogger right so it
can happen to anyone
oh absolutely I may have cashed in a
couple hundred thousand chase points
into cash just to get myself out of a
sticky situation well give me your give
me your travel blogger card that you
can't do that that's out of here right
right and so now I realize that in this
situation that we're in people are
definitely breaking the rules and I
actually
think they're doing it justifiably
agreed you talked about a little bit
about how you know like you may not cash
in your points for x y&z redemption
dollars but it might be a good idea
right now do you have any wisdom to
share about that I think one thing I
think is we as like travel people and
you and the points thing you always have
to get the maximum value if you're not
getting you know three and a half cents
per point for your points you don't
redeem you pay cash and I I don't
necessarily agree with that in the sense
of they are a currency and they be value
so fast I mean look at the year look at
your airline miles if you're a holding a
but I mean he'll try I think 11 points
are getting ready to value again except
whether just solve a billion dollars in
points so sitting on hundreds of
thousands of chase points when you can't
travel you know we'll get back to
traveling but if you have a need it
makes sense because there it's it is
still a currency you know I mean that
still has monetary value so you might
not rename them as max potential but
it's the potential of point people
looking at not the actual valuation of
one and they have no value is it it was
um said frequent-flyer why Alaia a long
time ago I'd seen in a degree tree honey
but your points there nothing that we
have no value until redeemed and like
you know I have yeah I have like four
hundred thousand members to forward
points right now they're worse you know
six thousand dollars but they're worth
zero right now i'll membership award
comes a can that's my account i don't
stick four into my account
you know i mean so yeah he is - i
totally yeah the people are breaking the
rules justifiably you know what i mean
they're investing their points as
opposed to letting their or you know
what they have to put food on the table
somehow you know myzel cashing
membership reward point said points
seven cents per point and live with the
idea you know you can you know pay your
vehicles yeah like what's the
opportunity cost right so it's basically
let's say I take these chase ultimate
rewards and I catch them in for one cent
apiece right if I lost my job or I'm
waiting for a stimulus check or
you know who knows what I could probably
rack up some high interest debt on
another credit card where I'm paying
twenty or twenty-five percent right or I
could just you know lose the 20 percent
that I would be redeeming them for in
the first place and like know that like
their points you'll earn them back
absolutely I think that's one thing we
forget we can always earn more points
there's always another sign up bonus
there's always another promotion I mean
I don't know Amazon you know right now
if membership reward points I'm learning
an extra five points per dollar yes
you rack up points Deana we tend to
forget that and I love that I got to put
on my wife's card too cuz I have a
property record aligned so I expect on
this card I'm like this is great yeah
one of those things it's like everything
you know who needs Amazon in their life
exactly yeah how many Amazon oh wow I
just learned something yesterday that
blew my mind okay when Alexa turns
yellow okay do you know what that means
no I thought it meant she was listening
and like was listening he said oh she's
definitely listening but I thought
yellow was like hey I'm listening to you
and I know what you said mm-hmm it means
you got a package really I did not know
that that's good to know never known
that I totally think they're still
listening but I don't I would never have
known that one meant package yep hate
when I turned yellow you've got a
package package
hey I'm googling everything you're
saying like that's not right she's doing
whatever she goes yellow I'm like oh
Alexa you know oh yeah there's something
for me yeah now I know yellow is a good
thing that is good to know alright so
another one of your videos that I
watched huge fan
thank you for watching I do appreciate
it it's my pleasure total stock
something really interesting that I
think that is lost on a lot of people
and it's about comparing the value of
cash back and the value of points well
flexible currencies mostly and I was
hoping that you could explain that to
the viewers because it was one of the
most novel takes I've heard on the
situation sure so I think what happens
is we in the points of miles game we
look at flexible currency and I think
people look at those as in vacuum right
so they look at it is I'm earning
members rewards my American Express gold
card it earns four points per dollar
industry best right on you know dining
and groceries which is great it's a
fantastic Ranieri you know I I think the
card is fantastic but where people I
think tend to fall off is that they
don't look at the next best option for
cash back so for example you have the
gold card Forex on groceries and dining
you know will say we'll just take
groceries well I can earn three percent
daily with the everyday everyday card so
when you start comparing that or you
know you start looking discovers five
percent you know at least once a year
for a quarter and the freedom is once
per quarter so six six months out of the
year you can earn 5% cash back oh you
have to look at the opportunity of those
and compared to the value of the coins
as a coach flyer
I value membership reward points about
1.5 cents per point I'm happy with that
but I start running the numbers it takes
a lot of spend when you account for the
annual fees on those cards to make those
cards worth it it is 10 people just tend
to look at the the points and not
compare it so like my day-to-day is a
cash back rotation I think some people
are shocked to hear that because they're
like you're a points guy and I am but my
day-to-day when I compare it I mean I
have I had the altitude reserve that's
probably one of my bigger cards that I
do use but outside of that it's you know
I have you know Bank of America cards I
run you know freedom discover cards just
because the fees on some of the cards
just don't make sense
for me financially yeah so shots by
people who don't actually take that $295
and subtract it off of the rewards it's
like it's such a simple calculation that
seems to escape people and it just it I
guess it kind of blows my mind I think
it because it takes away from the value
when you know it's only says like I'm
traveling for free and I'm like I can
get it we travel it we travel very
heavily discounted but that free night
on your Hyatt credit card it still cost
you 75 bucks value you get exceeds the
cost no no no argument but anything in
the game is rarely free I mean you know
even I take like the Sapphire Preferred
for example I got 60,000 points you paid
ninety five dollars for that card super
cheap totally worth the cost but you
still paid for it I think it if it's not
for free it doesn't sound good for
Instagram so I have a rule if it's under
$100 it's pretty okay the rest of the
cards is what like I'm not like I'm not
paying attention to the ninety five
dollar annual fees I mean there are so
minimal if I'm getting any sort of
benefit I'm cool with it
right right especially a sign of bonus
but when we're talking anything over
ninety five or a hundred bucks
I'm subtracting that from their rewards
and hopefully looking at a little bit of
a budget mm-hmm I'm not so good at that
but I know other people are and then
basically just like so my best friend
messaged me a while back and she said I
really want to get the gold card and I
said do you spend I forget with a number
will say $8,000 a year on groceries
right otherwise it doesn't make sense
for you because you would have to make
up this amount for the annual fee or
like let's say a Bank of America
preferred card or bank of America cash
rewards right and if you have the
preferred which is one of the easiest
programs to have because they let you
roll over into your 401 K oh I love it
it's a great and most of them don't do
so then you're earning five and a half
percent cashback unlike online
transactions which can include like
fresh director whoever yeah how I've
gotten basically like five and a half
percent cash back on everything I ever
spend because I buy it all online and
luckily Bank of America has been very
generous next oh they're very generous I
love them I I have the I have the
preferred rewards and a couple cash cash
reward cards they're part of my daily
drivers they're just it's a no-brainer
and I feel like people don't look at
that and it's like like because I feel
like what happens is people look at like
you know the bloggers and the youtubers
and we're talking about American Express
cards and it's like that's the sexy
thing nobody was like well I'm earning
three and a half percent cash back like
it doesn't sound as sexy is like well I
redeem thirty thousand points for that
play this isn't sound it's not the sexy
choice yeah totally sexy sells yeah but
you know like especially right now we're
in the middle of where I think probably
everybody's future is uncertain we don't
really know what's gonna happen here
people are losing their jobs we never
even imagined yeah it's crazy right now
right and then also in our business it's
it's been a rough it's been a rough fun
it's been it's been a rough rough year
so far is just starting out you'll come
out of the stronger when it's all said
and done because a lot of people are
gonna have to shift and I'm just gonna
keep doing what I need to do booting
yeah but I mean that's not like the
uncertainty and even I switched my
strategy to a bit more cash back because
like my points for right now I have too
many like as it is mmhmm yeah cash back
is just ultimate flexibility and you
know cash is king and when travel comes
back or airlines gonna really price
gouge people to get people on the seats
I think are you booking travel right now
um I'm not I actually well I have a
flight that says still on track leave
May 1st at Toronto but Hyatt cancel my
reservation and American keeps changing
the flight so it's not flying but I I'm
kind of on pause because I was gonna up
start booking for the fall but I was
reading that you know Europe might be
closing off through September I have
this wonder if other countries are gonna
kind of restrict or quarantine Americans
coming in just because of if we start
seeing a spike again if they start
trying to reopen things I have no idea
so I'm kind of waiting to see what other
countries do at first and some I'm not
booking anything yet I'm editing the
book itching hard to book but I'm
impatiently being region so one thing I
would say if you do have any like even
sensitive or like potential plans where
you might be able to book something
that's coming up soon
American mileage awards are kind of like
this like basket of amazing things right
it's a basket of goodies yeah I agree in
this one small situation we actually
have an opportunity that we didn't have
before with like the vouchers and stuff
like that great because they're giving
us like free you know like book the
cheapest rate but we may have to cancel
it anyway so it's gonna be free yeah
that's the one situation but anyway
enough about that okay let's do a bet so
I was thinking like 25 bucks winner gets
25 dollars donate to their charity okay
what's your charity we'll do you think
Jude's Ainge is a good one
mine is East Coast canine rescue they
are being out of Connecticut I've
fostered for them they're wonderful
people and they are pulling dogs from
shelters every single day exact job
Dustin do you have a pet I have two cats
I do I actually like cats better than
dogs but you're for travel
I'd be Carol you know yeah it's it's
easier to cancer easier for travel you
leave my food clean their litter you
leave off you know talk take more work
oh my my cats would never have anything
to do with that but but is much more
likely for cats so I think that's a yeah
and you have to so they keep you tied to
one is like a panther he's huge he's
like 24 pounds but he's like 4 feet long
like a his name Caesar and he's he's a
big he's he's a big cat can you send a
picture soap for the video yeah I can
see any picture both cats sure yes ok ok
they can't freak sure all right so I'm
thinking I was thinking we might place
Cielo by it might take a while so what
if he did like highest dice roll best
out of three good ok and I know that you
found a dice app yes are we doing
highest we roll some yeah ok
and I trust you know it's gonna be
better 3 that's that's like okay so like
not the thumb you you understand right
yeah how many guys are you doing me
doing one dice we're doing one dice okay
let me change this one here all right I
don't know one dicen el okay so are you
ready to roll who's do it okay roll I
don't know how long oh I got a three
all right you're up who's miles one okay
ready
let's do it okay I got a five - all
right all right
one six come on sticks
well I got a four
you win there we go to do here all right
like LeBron and the finals coming down
from 1-0 to win it all I did when I was
in Vegas I did some sport betting on
some sports but not typically golf man I
used to watch a lot when back when Tiger
was like Tiger you mean yeah he's still
got it when he wants it but he was Dom
in it when he was younger and it was
impressive to watch that so I ask you
three questions you get to not answer
one of them okay okay all right so we'll
start with the softball okay
don't plead on this one okay so other
than you who is the most knowledgeable
best blogger podcaster YouTube or
influencer of all time almost most
knowledgeable I mean it could be like
what do you think of the press
oh there's so many good ones you know
for I'll break this up for YouTube is
probably Sebastian from a Chevy as he he
is probably like the guy for you reddit
cards for blogging you know I really
like Tom Ian this is tough you know I
like how I do like Spencer Howard and
how he breaks down his green cabin is in
his newsletter I think he's very good
and what he does he's just he's got that
mine to look at it and then you know I
like I like Joe and Trevor on the
podcasting over say veracity oh I think
they're great
je Joe's awesome he like every kind of
talking about like I'm talking before
about this thing he's like you turned
there like you could get a Christmas it
feels like those guys and their did I
don't I don't is for me I don't
understand it but you know what I'm not
gonna knock it because they love it
so that
I don't have kids so for me it's easy to
understand why I don't I mean I don't
know some of them like Sean and Jo they
are so hard on Disney that there's got
to be something amazing about it I just
don't know yeah you and me both
yeah okay so number two all right this
one is popular once people to plead the
fifth on what blog is a pandemic all on
their own
it could be blog blogger team whatever
it is
who's just the freakin worst and it
could be YouTube it could be whatever
you want any entity oh man um you know I
I'm gonna go TPG all right the reason
why is I years ago when I first got in
blogging or I thought it was a good
source of information and over time I
think they put out there's there's only
a couple people I think that I would be
think worth reading the rest is the rest
is lacking it's there's an understanding
of question credit cards and I get that
because they have bills to pay just like
somethin it's not a lot of stuff I feel
so what's interesting is that you are
the first person who's not in direct
competition with TPG and some I mean
what's TVG is not competition for anyone
right because they're doing it there
we're all chasing him right so they're
the king of like this space right but
everybody who could potentially have any
kind of like influence from TVG has
obviously wanted to say it but chosen to
play the fit and I'm super happy that we
finally had somebody who has zero
competition with TVG and yeah I mean you
know I can respect what he's done in the
sense of what he's made for himself but
I just feel like it's it's no longer
what it was it's it's just a name I
think it's like awesome like I was
telling you before like you know if I
ever get the chance to have somebody
from my hands its house on
for words I'm gonna say whatever people
need to hear absolutely you know but
we're very first met and I will
definitely let you guys know yeah number
three
marry kill I'm probably just you know
let's make it easy I'm gonna take the
fifth on this way anyway perfect so
Dustin tell everybody where we can find
you and what to follow sure you can find
me on youtube at Walters wallet the
podcast is Wohlers wallet i'm on twitter
facebook instagram all at Wohlers wallet
my most active social media is probably
twitter although i am pretty active on
my facebook group and you know videos
come 2 to 3 times a week when podcasts
are launching every other one thing 2 to
3 times a week that's that's pretty
amazing alright well thank you so much
for coming on the show and from ebony
everyone for tuning in and hopefully you
had a good time because I know I did I
had a great time think he's always for
having me
