
English: 
hey everyone it's Kevin Jones of
life mind money there has been a lot
of hype on the internet regarding that
the markets suddenly going to crash here
in 2020
I mean seriously check out all of these
articles
while the market is on as long as bull
run ever we really need to step back and
take a look at history what it means and
exactly how you should be handling your
money regardless of what's happening in
the marketplace so let's dive in so your
money grows long-term
[Music]
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French: 
salut tout le monde c'est Kevin Jones de
l'argent de l'esprit de la vie, il y a eu beaucoup

Hindi: 
हे सब लोग यह केविन जोन्स है
जीवन मन पैसा वहाँ बहुत कुछ किया गया है

English: 
notifications on when my next videos
come out without a doubt the market has
been running hot very much so I mean in
2019 the market was up over 20% with
especially a lot of that coming within
the last 90 days this bull mark has been
running strong ever since the late great
CNBC host mark Haynes famously called
the bottom of the Great Recession on
back to on March 10th 2009 11 years is a
very long time for any bull market to be
running as most experts would say at
this point they believe them the stocks
are overvalued and honestly need to take
a breather markets need to pull back
because that honestly is healthy in any
market place as this time is usually not
sustainable while the market is still
hot and who knows when it will end the
idea that all of a sudden we're gonna

Hindi: 
जबकि बाजार बुल के रूप में लंबे समय पर है
कभी भी हम वास्तव में वापस कदम और की जरूरत है

French: 
pendant que le marché est actif tant que le taureau
courir jamais nous avons vraiment besoin de prendre du recul et

English: 
hit a stock market crash well frankly is
hysteria cue up the hysteria while I
could go into specifics about why people
think a crash is coming honestly I don't
feel like it would serve any purpose and
frankly would confuse me even more
instead I want to show you some sound
perspective and history to show you that
even if the stock market did start
decline long term the stock market is a
fantastic - place to invest
now the term
gets thrown around many times and a lot
of times as a bad thing
but did you actually know what the true
definition is of it a recession is
defined as two consecutive quarters of
decline in the GDP now GDP stands for
gross domestic product and is honestly
the leading indicator of economic
performance in our country or any

English: 
country around the world now think about
that definition a recession which lasts
only six months would still be labeled a
recession would you actually fear that
all markets need a breather at some
point or another simply just breathe oh
and while we would like the markets to
go up up and up now frankly is not
possible and we know that time-to-time
markets going to have to breathe and
actually they're gonna decline more than
sometimes we'd like as well honestly I
want you to pay attention to this chart
to understand something in front of you
is the S&P 500 over its entire history
starting back in 1926 we all see where
the market fell like the stock market
crash of 1929 and the Great Recession of
2008 on your screen
but there is one overriding theme to
this chart honestly it's going up in all

English: 
its history the stock market long term
has gone up actually the S&P 500 has
gone up 10 percent year-over-year on
average since its inception 10 percent
sign me up I point this out because even
if a stock market crash was coming or
even a small recession don't worry about
it most of us 99% of us are investing
for the long term not the short term
we're investing way long term like 10
years or 20 years or 30 years or even 40
plus and that's because we're working
towards retirement whether we're young
or old we have long term goals of where
we want our money to go so even if a
stock market crash comes or some kind of
recession or multiple during our time
just remember you're in it for the long
term and you will outpace any of those
examples as you saw from the chart just
keep in mind that things will be a-okay

English: 
also nobody can predict a market it's
simply impossible we all remember the
movie Back to the Future Part two when
Biff steals the sports Almanac and goes
back in time with a DeLorean and makes
all those bets and becomes evil before
Marty and Doc come back and save the day
but just keep in mind that's all fantasy
instead of worrying about if the markets
going to fall I would focus on these two
things to create a strong financial
future number one is consistently be
investing month over a month don't be
worried about trying to time the market
whether you should be putting more in at
some point or less at another point just
do the same thing over over and over and
the reason behind this is what's called
dollar cost averaging dollar cost
averaging works like this if the market
goes up you'll be paying a little bit
more for each of those shares or bonds
or whatever you're buying in the
marketplace but as the market goes down
when you're buying consistently each

English: 
month you'll be buying it at a discount
so as you can see while you buy some
things at a higher rate and some things
at a lower rate over time when you're
consistently buying over a month over
month it will all average out that's why
dollar cost averaging is so great
because you'll end up never overpaying
for something long-term you'll just be
paying at that flat rate and you knowing
you'll sometimes they'll get a discount
and sometimes you won't so find an
amount that you're comfortable with
investing each month even if it's just a
hundred dollars a month and do it and
let dollar cost averaging work great
wonders for you the second thing you
should be working on is a
diversification of your portfolio when
we are younger we have the ability to be
more aggressive and invest in things
like stocks and growth mutual funds but
when we get older we should be naturally
diversifying and shifting our vestments
and things like fixed incomes and bonds
while still having a little bit exposure

English: 
to the stock market the main point here
is that don't do things out of fear even
if a stock market crash is coming or
even a recession stick to your game plan
and diversify your investment and move
things around as you get older or as
things change in your life fear is not
the determining factor here stick to
your game plan so while there's all this
talk about an impending decline or even
a stock market crash I would advise you
to not pay attention to it stick to your
guns and move forward with your own
investment plan because you're in this
for the long term in life minded money
today we focus on mind there's a lot of
media out there spreading many different
pieces of information create a plan for
yourself and stick to it don't let the
media stir you up and create fear that
doesn't need to exist go with your own

English: 
gut and your own plan so with that
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appreciate all the support thanks for
watching and I'll catch you next time
[Music]

French: 
maintenant le terme
se jette plusieurs fois et beaucoup

Hindi: 
अब शब्द
कई बार और बहुत कुछ फेंका जाता है
