My target market is farmers.
Everything revolves around farmers in this rural area.
I've been farming for 46 years now.
When I was looking to change companies,
I ended up at Doug’s office
and asked him if he’d be interested
in giving me a quote.
I guess the thing that took me
back a bit was he said,
“myself and an underwriter will be
out to your place one day
to measure your buildings and
look at your personal property."
That just didn’t happen with anybody else.
I just found that there’s no quick quote
to presenting farm products.
They’re turning their sometimes millions
of dollars of property and livelihood
over to you in hopes that they're protected.
As the underwriter, being physically
on the farm is very important to me.
If we can physically see a location
and meet a customer,
we have all the questions answered.
I do know when I’ve got my ag underwriter there
and we’re looking at this together,
we’re making sure that they’re properly insured.
They’ve been out here and actually put some time in on it.
I feel more protected that way.
He presented me with every one of my buildings,
with the measurements and replacement costs.
Same with my machinery, everything was listed.
What really took me back is we went through the pages.
Okay, this 50X100 machine shed is going
to cost me this much money.
This tractor was going to cost me this much money.
Everything was listed like that and that has never happened
in the 40+ years I've been with different companies.
For a farmer, the price of insurance is a
very significant cost of their operation.
They should get the value for their money.
Basically, I have more insurance with
Farm Bureau for lesser premium.
Yeah, I was impressed.
