How to invest and make money from ASB
how to invest into ASB
even if you are not eligible for it.
Why you want to actually invest in ASB
you can get a consistent dividend every
year easily with almost no effort.
And in this video,
I'm going to reveal the secrets
that most Malaysians have no idea about.
I'm not going to debate whether it is
right or wrong for anyone to do this
in case anyone from ASNB is watching.
Now, I don't condone this,
but the fact is this is actually happening
and this is all I'm sharing in this video,
actually kisah benar ASB or ASB2 to I'm not
talking about the other kind
of ASB that non-bumi
I'm talking about the only thing that
the bumiputera can invest and they have
a certain allocation
that they can invest into.
I'm talking about ASB unit Trust,
where the price are fixed.
You'll get a very consistent
and historically has been up
seven percent or something.
But, you know, it has
dropped by five percent.
But still, because it is almost almost
like you are you are protected capital
guarantee right now,
to be eligible for it,
you have to be a bumiputera
and I quote a source malay mail
that bumiputra is not found
in the federal constitution.
Not going to caption this
the other thing that people don't know is
about the uncommon definition
when it comes up to bumiputera
But there's this minority group
in Malaysia which includes orang asli
the natives of Sabah and like, you know,
like Bidayuh in Sarawak or Kadazan in Sabah know
those are some Christian or Muslim.
But those those tribes are those groups
are basically as when we consider Bumiputera
or if you have either Parents, you know,
we are talking about this mixed marriage,
either parents that are
actually going to put the children born,
I take it up bumiputera status as
well, even though you see the name
is not a Muslim name and all that.
But don't be surprised.
I'm sure you have friends like that
who are bumiputera example in Sabah where
I'm from Sino Kadazan, where one of the parents,
Kadazan and the Chinese that the
child want to to to those parents.
And
you're basically eligible
to invest in Amanah Saham
This also includes, you know, other
things that people like, you know, from
Not going to caption this
So if you again, you're not a Malay,
you are not eligible because you don't
even fall under this definition.
of a Bumiputera
well this this is what
a lot people don't know.
This is what a lot of people are doing.
If I continue to just admit that you like
my stickman drawing, like, how can you
not like my stickman drawing?
Please click on the like button
before I explain this to you.
OK, if that means I trust
that you have done the necessary.
So let's continue.
Imagine you and you want to invest
into something that's quite a project that
all like ASB you get five, six percent a year
so you will find a friend,
which is bumiputera status
That's right.
I mean, not every individual Bumi status is
eligible for two hundred thousand
ASB just like that.
And if they are married, the spouses
are eligible for one or two thousand.
And if they have children
eligible for fifty thousand now let's
say easily for
Bumiputera parents,
they can easily be eligible for five
hundred thousand little children.
However, however
hit I mean I could I could have made some
mistake on that night if I did
comments below.
It could be that 50000 know by the time
you watch this video or it could be
children that might have changed.
But the gist of this video is you get
the idea every bumiputera would have asset
allocation and it comes
to the eligible to invest in ASB
So what you do is
you actually put your money to that.
Your money.
Likely I think very few people can
actually maximize their allocation.
So what you do if you want to invest
in Asb, you invest that you literally
like you trust this
friend of yours, right?
The the blue collar guy and,
you know, the spouses orange color.
You give the money to them and say that,
hey, this is my money, but
invest invested to you,
so I trust you enough.
Now, there must be a certain
level of trust, right.
If literally your if you want to invest it
this you on the left hand side,
you literally do not get
your name you know about.
You do not get your name as the the owner
of the money that you invest in.
So then what we do is what we
call a dividend bonus symbiosis.
I want to see because it's not again,
I do not condone this.
I'm not encouraging this.
But this is what is
literally is happening in a sense that
whatever profit generated dividend
and bonus, you can make an arrangement
every year, how much you're going to get
and how much you're actually giving
that kind of profit sharing to your
friend who allows the allocation like.
Bucket, right,
money there and get it at a profit.
So it must be like the symbiosis
win win kind of situation, right?
Any kind of dividend and bonus
I don't want to show you.
I'm going to show if you have one.
My friend actually
do that in case you haven't subscribed
this CF Lieu channel already, please subscribe.
But most importantly, subscribe, please.
How are you to be like needs when he said
that he's actually making ASB investing
ASB financing videos on YouTube, clicking the
Like button, subscribing doesn't cost you a thing.
So please, please hurry up.
Thank you very much.
I really appreciate you
supporting my monthly expenses.
This is for people with allocation.
Right, for whom who are unable to maximize
their allocation now with their own money.
This is what a lot of smart people
are actually doing without doing this.
You actually do that, I think
is what we call ASB financing.
You borrow money from banks.
It could be like up to 200k invest into ASB
Now, this is again, very common.
But the thing that is preventing people
from doing this is that you must have semi
high income because you take ASB loan
Basically, you have to pay back the bank.
Right.
But you still earn the difference between
the interest of the ASB loan or financing
versus the dividend as well, giving
you every single year the difference.
But literally there's no
capital requirements.
So that however, however,
every month you need to pay back.
And if you don't have a semi high income,
it's quite impossible for me to actually
max out to 200000 kind of loan.
Right.
If you could match that out, great.
If not, then basically you cannot max out
the allocation anyway to meet
the approval for ASB Loan.
You know that you need a good CCRIS
report record.
You know, your credit
rating must be very good.
Very, very good that, you know,
you cannot get a loan approval if you are
in that situation where you cannot get
ASB loan or you cannot do ASB financing.
The other option is when
you've got a symbiosis.
Now, before I explain again, further,
I published a lot of
ASB Financing videos
You on ASB financing.
So if you haven't checked it out,
just click on what's popping up
on the upper right hand corner.
Actually, check out all my ASB financing
videos or lessons,
tons of values from there.
I just check it out after these videos.
And right now, the symbiosis
Metalist, you decide, right?
You should know even if you're not
in the science stream,
don't you need me to explain it?
I know.
If anything, I think you are
sleeping in your science class.
Symbiosis is a kind of
win win arrangement.
Oh, wait a minute.
That is like a sugar daddy and a sugar
baby, that kind of arrangement.
So what my friend did the distribution for
ASB, I see the dividend and also the bonus.
So what he's thinking is he's taking
the bonus portion, whether be the bonus is
going to be B, but received by his friend,
who is a non-bumi
that's tracking that money.
So that is a win win situation.
Explain this symbiosis kind of thing.
I want to actually put out
some family friendly example.
This is another example.
Family, for example.
It should be mutually beneficial.
It's basically if you trying to max out
your own allocation, you are using
other people's money to earn money.
As ASB financing,
you use banks money,
a symbiosis that you are leveraging
on your friend who are
not eligible to invest.
And they park this money
with you because of their bumi status.
And then you get charge
a management fee.
OK, that's fair enough.
And by the way, this, my friend, is
a bumiputra status by by his bloodline.
What?
Is he actually a descendant of Francis Light,
like now, if you don't know who is Francis
Light, then you I guess it's likely that
you'll feel your Sejarah lesson, from his name.
You'll not notice it will be
the bumiputera so scout around.
And there could be someone, your friend,
who said, well, that's this.
But they don't really look
like it looked like that one.
Right.
And because bumi status
the definition goes beyond being a Muslim
and, you know, being a Malay,
what if your friend that allows you to,
you know, to park your money
inside his bumiputra location?
What if your friend dies
where your money go?
Now, that actually comes
with a real problem as well.
Yes.
No, no.
Nothing to show that to show to ASB
that it money from you
because basically it's based on trust
that you give this money to your friend.
You just hope you just try
not to run away with your money.
So how do we actually solve this problem?
Now, if you really want to know you're
interested in your comments below this,
this is the so called the cons
of doing this matter.
Your money could disappear.
The capital could disappear because you
could not claim that this money is yours.
Got the other method.
If you are not eligible for ASB
some kind of unit trust because you are
not willing to try the other options,
it's to look for other options inside
amanah saham nasional berhad and all that.
Have so much insider
information with you, takkan
You think I don't deserve a like on this
video, so please, you know,
click on the like button.
By the way,
don't forget watch other ASB videos
that video that published
yesterday after this video.
