Hello, my name is Paula Roper Bacchas and I am a
real estate agent here in Jamaica where
is is my clients to buy sell rent lease
residential and commercial properties
island wide and it would be my pleasure
to assist you today so I will be listing
the five key players that you should
have on your team you can put in
additional persons on this team but
these are the five core persons I
believe should be on any home buying
team so number one is a trusted
real estate agent / consultant okay so
you need to do your research you need to
look at reviews you need to look at
recommendations from past clients and
just look at their whole demeanor what
you can find out about them on social media
or get recommendations from family and
friends who you trust to advise you
properly so chief among these you should
look for somebody who is knowledgeable
someone who knows the market someone who
can assist you with the information that
you are seeking so do your research
research research research and try to
find someone who best suits your needs
number two before you start anything
else you need to get pre-qualified for
your mortgage should you be using a
mortgage you need to talk to all the
different mortgage providers in an
around your area look at what they are
offering you look at their rates their
interest rates and make the best
decision for you this comes to where you
do a lot of research research research
research research is the name of the
game so you have to find the best
mortgage provider for you that will give
you what you're looking for at the best
rate just for full disclosure I want you
to know that I am a Scotia Bank mortgage
referral partner
and I assist my clients they don't have
to go through Scotia Bank but I always
let them know what Scotia Bank has to
offer so currently Scotia bank has one
of the lowest interest rates on the
market which is six point nine percent
they offer they offer you to come in and
you get pre-qualified same day all you
need to do is bring your necessary
documents and you can get your
pre-qualification letter on that day no
need to wait before you can know
what you qualify to get from them for
your mortgage you can get that same day
and as of right now August 2019 they
offer that six point nine percent
interest rates if you qualify so number
three is to get a Valuer if you're going
through to go through a mortgage
provider you're definitely going to need
a valuer for that property when you do
find it and you're looking for you're
looking to go through the process of
purchasing if you go through an
institution buying through a mortgage they will
give you a list of valuers who they they
will accept evaluation from or they will
arrange for the valuation to be done at
your cost so you need to talk to your
mortgage provider and ask them which one
of these areas they fall under if
they are going to give you a list to
choose from or if they are going to
arrange for the valuation to be done and
then you pay the valuer number four you
need a trusted land surveyor to survey
the property to make sure that
everything is okay there's no
encroachments there's no breaches
everything is okay with the property and
your mortgage will be your mortgage will
be approved so you do need a trusted
land surveyor to join your team as
and number five and final you need a
trusted attorney at law to assist you
through the process of purchasing your
property so how are you going to find
this attorney you are going to need to
do research research research I know I
must sound like a broken record but a
lot of real estate has to do with
research because you need to be
well informed
and you need to find persons who are
also well informed to assist you along
your way example a trusted real estate
consultant as myself so I can assist you
I can give you recommendations to
attorneys at law that do conveyancing or
real estate law so that they can better
assist you areas that you need to look
at when thinking about an attorney you
need to definitely look at their
availability to deal with your sale and
you also have to look at their
responsiveness so if you send them an
email will they respond in a timely
manner do they have time to assist you
answer your questions all of these must
be taken into consideration so I can
always assist you I can talk to you and
let you know about the mortgage
providers that I work closely with chief
among them being Scotia bank I can also
talk to you about valuers who I have
dealt with & I deal with on a daily basis I
refer my clients to who give them good
responses and who do their work in a
timely manner
I can also refer you to a trusted land
surveyor to do your survey for you so I
hope you found this video informative
feel free to also reach out to me
if you have any questions you can always
reach me on social media on facebook at
Paula Sells Jamaica Instagram at
Paula Sells Jamaica and on LinkedIn you can
join my network Paula Roper Bacchas and
we can talk on LinkedIn
direct messaging you can also follow my
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weekly Mondays, Wednesdays, and Fridays all
has to do about real estate
sometimes I feature my properties
sometimes I do informational videos such
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see you again soon bye
