THE IMPACTS OF HURRICANE LAURA
SOME LOST EVERYTHING THEIR
BELONGINGS AND THEIR HOME AND
THERE’S SOME ASSISTANCE TO HELP
YOU DURING THESE TIMES OCP.
KIMBERLY WASHINGTON JOINS US
LIVE NOW TO TALK ABOUT THOSE
FINANCIAL RESOURCES.
THANK YOU FOR JOINING US AGAIN
KIM.
LET ME START WITH THIS QUESTION
FOR YOU.
NOW, WHAT’S THE FIRST STEP THAT
SOMEONE IMPACTED BY LAURA SHOULD
TAKE RIGHT NOW?
SO THE FIRST THING THAT YOU MAY
WANT TO CONSIDER AND DOING IF
YOU HAD A HUGE LOSS YOU MAY WANT
TO CONSIDER AMENDING YEAR 2019
TAX RETURN BECAUSE THIS IS A
FEDERALLY DECLARED DISASTER
AREA.
YOU CAN’T AMEND YOUR 2019 TAX
RETURN AND THAT MAY ALLOW YOU TO
EITHER REDUCE YOUR TAXES FOR THE
PREVIOUS YEAR OR GENERATE A
REFUND.
SO THAT MIGHT BE THE FIRST THING
YOU WANT TO CONSIDER.
OKAY, AND WHAT ABOUT SMALL
BUSINESS ASSOCIATION LOANS?
RIGHT.
SO SBA LOANS ARE AVAILABLE NOW
NOT ONLY FOR BUSINESS OWNERS OR
NONPROFITS BUT HOMEOWNERS TO AS
WELL AND MOST CASES.
THESE WILL BE LOWER INTEREST
LOANS FOR BUSINESSES IS UP TO
TWO MILLION DOLLARS THAT YOU’RE
ABLE TO RECEIVE AND THIS IS TO
REPAIR MAY BE DAMAGED AREA OR
ALSO PROVIDE SOME WORKING
CAPITAL TO FOR YOUR BUSINESS FOR
HOMEOWNERS.
YOU CAN USE THE MONEY TO REPAIR
YOUR HOME OR ALSO TAKE CARE OF
SOME PERSONAL PROPERTY.
SO YOU DEFINITELY WANT TO CHECK
OUT SBA.GOV RIGHT NOW IF YOU
WERE IMPACTED AND KIM WHAT IF
SOMEONE TEMPORARILY LOST THEIR
JOB BECAUSE OF THE STORM OR
WON’T BE ABLE TO WORK RIGHT NOW?
YOU MAY WANT TO ALSO CHECK WITH
THE STATE OF LOUISIANA AS IT
RELATES TO UNEMPLOYMENT
ASSISTANCE.
THIS IS NOT ONLY AVAILABLE
DURING COVID, BUT ALSO THROUGH
DISASTERS TO AS WELL IF YOU ARE
IMPACTED BY YOUR JOB.
YOU LOST YOUR JOB AS IT RELATES
TO THIS TYPE OF ISSUE CONTACT
THEM AND MAKE SURE THAT YOU PUT
A CLAIM IN FOR UNEMPLOYMENT
BENEFITS.
WE TALKED A LITTLE BIT ABOUT
HELP FROM FEMA EARLIER IN OUR
BROADCAST.
CAN YOU EXPLAIN A LITTLE MORE
ABOUT WHAT THEY’RE DOING?
SO YOU DEFINITELY WANT TO GO TO
THE WEBSITE
DISASTERASSISTANCE.GOV.
THERE’S TONS OF INFORMATION
THERE AND ALSO DIFFERENT TYPE OF
FINANCIAL RELIEF THAT MAY BE
AVAILABLE TO YOU.
NOT ONLY AS IT RELATES TO LOANS,
BUT ALSO FOOD HOUSING DIFFERENT
THINGS OF THAT NATURE THAT MAY
BE AVAILABLE.
SO YOU WANT TO REGISTER AND GET
THE ASSISTANCE THAT’S NEEDED
RIGHT NOW.
AS IT RELATES TO DISASTER
ASSISTANCE.
OKAY, AND ALSO LASTLY, JUST GIVE
US YOUR KIM SENSE.
RIGHT.
SO TODAY IS AUGUST 31ST.
THIS IS THE LAST DAY FOR
BUSINESS OWNERS WHO ARE
AFRICAN-AMERICAN THEY MAY
QUALIFY FOR FACEBOOK SMALL
BUSINESS.
GRANT.
THIS IS GRANT IS UP TO $4,000.
SO THIS MAY BE SOMETHING THAT
MAY BE ABLE TO HELP YOU DURING
THIS TIME.
THIS IS FOR THOSE BUSINESSES WHO
HAVE BEEN IMPACTED BY COVID.
SO MAKE CERTAIN ACTUALLY GO TO
FACEBOOK.COM AND APPLY FOR THAT
GRANT.
IT DOES IN TODAY.
ALL RIGHT ALWAYS GREAT ADVICE
KIM.
THANK YOU
