Okay, guys. I'm with ma'am Jozelle
She's a PWD
but she's able to work at home
She's also a Youtuber
You'll see her channel
In this video,
I will share you
We'll share you
on how she started
to work online
Hi guys
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and wants to earn
extra income online
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Okay, ma'am Jozelle
How did you start
working online?
First,
I started accepting freelance work
because I don't have experience before
and it's a bit difficult for me that time
to find  full-time job
So, I started accepting small projects
then,
What year is that?
2009
2009 so,
I'm not sure
Is internet that known already?
I mean,
Actually, the highest
internet was 2mbps only
James: 2mbps only?
Jozelle: Here in the Philippines
For the internet,
what I was using before
is DSL
I was just using 1mbps back then
But,
DSL is not yet really known before
There were still some who uses dial up
Where you'll buy a prepaid card
then
you'll connect it to your phone
before you can use the internet
But then, when I was able to-
James: DSL?
I am already on DSL
when I was able to find
work
because internet is a main requirement
James: Yes, internet
You'll be working in an online job
James: That was way back 2009
Jozelle: Yeah, 2009
James: Then, umm,
where did you look for work
when you were just starting?
I started looking for
jobs
in OLX
and Craigslist
OLX
before,
before it became Sulit.ph
I mean,
Sulit.ph and OLX
are one now,
James: Hmm, okay, okay.
OLX before
was more on jobs
and advertisements
and then Craigslist,
until now they still have
job listings
So, there
when I discovered that
that's where I was able
to find gigs
Just small gigs.
James: Graphic Design?
Jozelle: Hm mm
as a Graphic Designer
Where you'll be designing
banners
or you'll just have some to edit
save images,
just simply like that
James: That was before
Jozelle: Yeah
And then same year 2009,
That was when I met my first
ever
full-time client
James: Full-time client
Duke's Marketing
in Miami
Florida
James: As graphic designer?
Jozelle: At first, I was a graphic designer,
Although
they have a senior designer
and then my client told me,
umm,
I will train you for SEO
because they need SEO
because they are
for DIgital Media Services
They are all-around
then didn't have one for SEO yet
I don't have any idea
in SEO
As in, I really didn't know it
So, he trained me
he taught me
he asked me to read
modules,
James: That's paid?
Jozelle: Yes
What's nice with my first client,
that's why I really liked him
because
They hired me, right
then they trained me
but I was paid then
monthly
that was continous
even if I was just reading and studying
that was paid
James: That's what's nice
There are really clients like that.
Jozelle: Yes, there really are
James: There are also clients that are not
There clients that
will give you training
with payment
There are also
those who will provide
your gadgets
like computer,
James: Yeah, there are.
Jozelle: Or internet allowance for you
James: There are also those who paid for your training
Jozelle: Yeah
James: There are some but there are also those who don't
Jozelle: Yeah, there are also those who don't
Not all online
job clients
James: -is that nice.
Jozelle: - or that generous
James: Generous is the word
not nice
"That generous"
What course did you finished?
IT, Information Technology
My course
is not a Bachelor's Degree
It's an advance diploma
The school that I attended has trimester
I was able to graduate after 2 years
My major there is
Multimedia
Because that's what I really want
I'm really into arts
James: Hmm, so, multimedia,
that's into arts, right?
Yeah, like
photoshop,
James: Ah, okay, okay
That where I learned that
James: So, from the very first,
you already know Photoshop?
Yes
That's um-
Yes, actually,
when I was still in high school,
we already have computer classes
with photoshop
That's when I got encouraged
like "Oh, I like what I'm doing"
Jozelle: Yes [laughs]
James: We had that in hingh school too
Do you think
photoshop can be learned
by a simple person?
Like a normal person only
I mean, just because they want to learn
Is it possible even if they did not study it in school?
Yes. Actually,
You can learn it
There are lots of tutorials
in Youtube,
and then there are also online courses
Although they are not
live
You can also
enroll in schools
like AMA,
STI,
or Informatics
They have short courses
James: Just short
Jozelle: For Graphic Design
You can already study about it
For me, Photoshop,
is really skill-based
Once you learned about the tools
on how to use them,
then practice it,
that's when you'll get use to it
then that's where
creativity will enter
where you'll join everything together
So, that's it. Yes
I believe that
James: It's possible
It's very possible to learn
as long as,
maybe what I can say
you should be computer literate
James: Computer literate
Jozelle: Yeah
After that,
Since you know how to use a computer,
Since you know how to use a computer,
it's easier for you
to learn
on how to use
the toolbars
because it's just like
you'll get to each one-by-one
James: So, guys,
If we say computer literate,
we also have viewers
who are not really computer literate
So, basic computer literate,
guys. Umm,
Like opening a program,
Alt+Tab
Do you know
google, explorer,
internet explorer
you know how to Google, right?
Jozelle: Yeah
Just the basic
that you know
how to use your computer
That's it, right?
Computer literate
then,
from that,
In Youtube,
you can learn from Youtube
In Youtube,
you can see a lot
of tutorials
There are for basics
and then,
there are also websites that offer
online courses
James: Do you have suggestions
to our viewers
where they can learn online courses?
Free or paid
If you want to study
Photoshop,
of course,
In Youtube, you'll see a lot
If you're looking for paid,
Actually, the first one,
this is for free,
Skillshare
Then eventually,
after like 2 months,
You already need to pay then.
James: Skillshare
Jozelle: Yeah, Skillshare
Do you use this personally?
Yes. I've tried it before
As a designer,
even if I'm designing for so long now,
There are still things
that I want to know
James: To learn.
Jozelle: Yeah, to learn
or like something that I forgot already
"How to do this again?"
Then,
Usually, I just search it in Youtube
or in Skillshare
Oakay, guys. So, ma'am Jozelle
is also offering paid courses
What's the difference of paid courses
that you offer
from the free ones
that can be searched in Youtube
Okay,
In what I'm offering
Photoshop tutorial
or even the other skills,
they are online courses,
what we'll do is
I will teach you
via online
we'll talk
that's hands-on
Unlike others
there are only videos
or modules
for you to read
On mine,
the difference
is I'm really hands-on
one-on-one
or at least by group
but only for a limited students
so, I can at least focus on you
James: So, that's it guys
What she's offering is nice
So, one-on-one
as in hands-on
if you have questions,
she'll be able to observe you
She'll be able to observe closely
My plan is
every day,
there'll be a tutorial
then class
then after that class,
There'll br q and a
So, if in case you were not able to catch up
on what I taught,
then you can ask the question live
quickly
"How's it done?"
"Like this, like that"
We can interact more
because the tutorial is live
James: Okay ma'am so,
whe you were just starting,
how much is the rate
that you are applying to your clients
or you were charging them?
For freelance,
they vary
depending
James: designs?
Jozelle: yeah, on the work to do
But it's just really low
because it's just fine with me
because I didn't have experience
So, maybe,
$1 per...
James: Picture?
Jozelle: Per picture
For example, you'll just edit,
if you're just combining,
or stick it together
as in just simple as that,
But for web banners,
like umm,
for Google Ads,
it's like $5 to $10
James: That's for starting?
Jozelle: Yes, that was for the very start
It's for experience
for Portfolio
For you to add on your portfolio
But for my full-time,
My very first rate,
In 2009, 10 thousand
James: 10 thousand pesos?
Jozelle: Yes, 10 thousand pesos
James: Monthly?
Jozelle: Yes, monthly.
That's 5 days a week
Like the regular
office hours
James: How many hours?
Jozelle: 8 hours
James: 8 hours.
2009,
That's already okay.
But today, for sure,
it's low
James: It's almost 10 years, 9 years ago
But before,
that's already a good starting
James: For no experience.
Jozelle: Yes, since you don't have an experience
like you're a fresh graduate,
so, that's your stepping stone
so, that's very okay
for me already.
And I was not
commuting,
James: Yeah, ma'am was just at home
Jozelle: Yes
James: And it'll be hard for you
if you'll commute
You're really a home-based worker, right?
Jozelle: Yes.
For the whole 9 years,
in my career,
is really home-based or online
I tried before
to work in an office
I applied
but when I was still applying,
I already spent so much
Grab is not available yet
So, in taxis
the rate is already high
So, that's when I said
I need to work at home
because umm,
it's practical
James: Okay, ma'am, as a
PWD,
do you see any challenge?
Personally?
Do you see any cahllenge
that you encountered
in working online?
Jozelle: Actually,
honestly saying,
my disability
are on my legs
as you would know,
I can't walk,
In online jobs,
or in my actual job,
what I'm using are my hands
and my eyes
James: Basically none?
Jozelle: Yes, basically
I am okay and capable
But maybe
for other disabilities,
like visual
impairment
or like hearing,
there'll be struggle
but I believe that
there's still a chance
James: There's still a way
Jozelle: There are companies
that accepts them
because they have tools
that they're using
James: Special tools
Jozelle: Yes, there are special tools
on how you can read
that as a staff
Ma'am, is it inborn?
Jozelle: Yes, inborn.
James: So, you really not able to walk?
Jozelle: Inborn, yes
We are three actually
We are three siblings
It's in the genes of my father
then the other two,
they passed away already
Mine is just mild
The disease is just mild on me.
James: What do you mean mild?
Is your sister...
Jozelle: On my sibling's case,
they have severe
they're really a bit thin
then weak
body
They can't walk at all.
James: Are their hands okay?
They're okay
they can move it
Their body are weaker
In my case,
we were patterned
we are 5
Normal, not normal, normal, not normal
There's like a pattern
So, they're expecting me
to be normal
But mine was 50-50
So,
There's a bit
of disease
but I'm stronger than
my other siblings
James: Hm, who has it
What do you call that?
SMA type 3
Spinal...
Spinal Muscular Atrophy
James: Type 3
Jozelle: Yes, type 3
And then,
When I was a child,
I can walk
a little bit
Like handrailing only
and then eventually, as I get older,
I became weaker and weaker
I can still move my legs
also my feet
but not that I can kick
James: Ah, okay, okay
So, you studied
When did you start using wheelchair?
umm,
elementary?
James: Elementary
Actually, even when I was
still in nursery, I was using a wheelchair
But before
I was still using the chair in schools
I can still move them
Then that's it
I used wheel chair eventually
James: But then you studied
in a normal school, right?
Yes. Normal
James: Wasn't it hard for you?
Jozelle: We grew up
like...
there's nothing wrong with us,
like we grew up
with our parents like
we're normal
we were exposed
to a normal environment
I think there's like
there's...
There's something different in me
but it's just okay
like just normal
So in high school,
I was in a normal school
then until college
James: Normal?
Didn't you encounter
I mean,
our schools are not wheelchair friendly
right?
Yes
Especially,
when I was in high school,
and elementary
At first,
my classrooms are just on the ground level
James: Okay
And then,
especially in hig school,
the level goes higher
I was being carried
James: Who was helping you then?
My mother
and my yaya
They're the one carrying me
up and down
if it's PE,
up and down,
But on my third year
or fourth year,
Our school gotten an elevator
So, evetually,
James: That's a big help for you
Jozelle: Yes, super.
My friends or classmates
they just push me
and then that's it
James: How about in college?
Did you have difficulties
in school form?
Not really
I studied first in MAPUA
in Makati
They have elevator
and it's plain
And what I was using then,
As a graduation gift
by my mom
is a remote-controlled wheelchair
So, I can do it on my own
Until I transferred
to other school, Informatics
That was easier
because it was just inside a mall
So, that's it
James: Okay guys. So,
That's a little background of ma'am
Payment methods, ma'am?
How are you getting paid?
Before, what we used
was Paypal
That was the famous one
James: Actually, guys,
if you have plan on doing online jobs,
home-based job,
create a Paypal
Jozelle: Yeah. That's recommended
James: Yes it is recommended
Even if you say
that's not what you'll use with your client,
it's still better if you have one
It's very useful
it doesn't have monthly fees anyway
Jozelle: Almost all
of my clients before
are using Paypal
Because it's popular
world wide
And then,
I also had clients
that uses Zoom
or bank transfer
That's my favorite
because it goes to your bank directly
After they send it,
James: Goes to your bank
Jozelle: Yeah. Just after minutes,
it goes in
You'll already see it
Although it's rare
because it's not that popular
and my client also told me
they have to go to the actual branch
So, that's it. Then,
Right now,
what I'm using is Payoneer
Payoneer is just a bit new
I'm not really sure
but it's nice
It's like Paypal
but with different rules
like for the charges,
but it's also nice
Actually, I did a comparison
you'll see the video on top
I did two for that
How to create a Payoneer
and comparison
Paypal and Payoneer
I compared Paypal and Payoneer
as in I requested from my client
pay is 200-200
Actually $400
So, we did 200-200
$200 to Paypal,
$200 to Payoneer
The end result - it's more expensive
I got more from Payoneer
That's it guys
We have a comparison
Gcash is working with Paypal now?
Paypal yes
During my time,
I really said during my time [laughter]
Before,
there's bank only
James: bank only
Like debit card?
Yeah, debit card
And there are charges too
when you're transferring to the bank
In payoneer,
the reason why I liked it
James: There's no charge
There are no charges and it's fixed
James: Hm yeah
So, in Payoneer, there are no charges
What bank are you using?
My bank is BDO
That's really it
Although, now, in Payoneer,
There are two. Either BDO or BPI
James: That you're using?
Jozelle: Yeah
Is it any bank?
I mean, any type of bank?
I mean, do you have any idea?
I'm not sure
if it's any bank
but for large
James: Known
Jozelle: Yes, popular banks
in the Philippines
like BDO,
BPI, maybe RCBC,
and Unionbank
James: Yeah EON
IN Paypal,
They're all okay
James: So, thank you very much
for your time
Thank you for watching
See you next time
Check ma'am Jozelle's channel too
The link is in the video description
[music]
