Hello audience , we meet again in episode 16
we will discuss about  the surprising fact
about how you can multiple your money
Episode 16 
The science of multiply money
If you want to buy a house , for instance has price 1 Billion Rupiah
and you have the exact money of 1 billion
how many houses that you can buy ? of couse only 1 house, right ?
How if i tell you about a secret  which never been learnt in school ?
that the system of the banking sector and monetary sector which valid in our world today
and which taught in all schools in this world
surprisingly is to duplicate your money
unconsciously
so, with the example of 1 billion
that you got before
you can use your money , not only to buy just one single house which has cost 1 billion
But , bought 10 houses for each 1 billion
plus, the bank will gain another 10 billions from the people
But you only 1 billion of money from the money that has been multiplied before
Whereas the system applied by elites the world
Who makes them continued to grow richer
And the poor still in miserable condition
in this presentation, the deginition of " multiply the money" as same as using the money of others with legal and the requirements which is allowed.
Same as they taught the illusion of the earth the ball in school
As if it was
the fact that has the truth, then they taught about bank system
and economic in every school in this world
as if it was the rightest system
If you do not do the system that taught
You really cannot passed the school
modern science education "earth shaped ball" /modern economic education "money is printed on the basis of debt"
in this episode, we will discuss
how the bank system and also economic sector multiply your money,distribution of  the circulated money to the people and
withdrawing the multiplication of money following bank interest without without even realizing it
also
its relevance
with the rise of flatter consciousness
the world banking and monetary system, created and controlled by world elite bankers
all the world's central banks use the same system, following the 1913 federal reverse system
As a result, commercial banks have doubled money with the system "fractional reserve " which implemented by the central bank
unnoticed by the people and the bank itself
warning: do not blame the Indonesian government or bank of Indonesia because all of them only follow the system applied throughout the world
I will explain how to duplicate this money with animation
so that you are easier to understand
animations made specifically by my friend
collaborated with one of the smartest FLAT EARTH-ERS
also the best animation creator
that I've ever known
he is Dr.Zack , please subscribe
to Dr Zack's youtube channel to enjoy those videos that have qualities
about FLAT EARTH , these following are
my presentation of how the bank multiply the  money
which was poured with a very cool animation by Dr. Zack
the bank funds the people or the people fund the bank
so far you have a perception that the bank
is a rich institution,and we are poorer
and need banks to help the economy
if you are lucky, the bank will
be kind enough to give you debt
even though the reality is the opposite
not a bank that gives you credit
but you are the one who gives them credit
when you put money in the bank, they will say that's savings
even though you actually owe the bank with debt
banks can do nothing without people's money
people power,if you do really understand
how the bank works
because you don't fully understand the way the bank works
you will live with the perception that people need banks more
rather than banks need people, always in that perception
the bank continues to suck your money, multiply your money
for their benefit without your realizing it
global elite bankster suck your money and your future
lets we pay attention on how bank multiply the money
by printing money from the sky
taking for example, you have 10.000 dollars
or it worth 135 million rupiah
for example in the form of physical paper currency
you imagine putting it under the pillow, because its not safe
and it become an useless currency under the pillow
then you want to keep it in the bank
they called it savings so that you can feel saved by then
You can withdraw your money whenever you want
the bank is safe and they will give interest
then if you do not attract that deposit for a year
with an interest about 1 percent
you will get additional currency, 100 dollars from 10.000 dollars you have deposited
according to regulations, the bank must save a portion of deposits
and has the right the big amount of your money
to lend the big amount of your money currency to other people
this is called "fractional reserve " banking
the proportion is different in each country
I take the example of 10 percent as it applies in America
means that the bank has the right to lend 90 percent of your savings
For example fractional reserve for 10,000 dollars savings, 10 percents for reserve funds, 90 percents for distribution as loans to customers
then from 10,000 dollars you owned earlier
the bank has the right to use 9,000 dollars
but the 10,000 dollars that you deposited in the bank
is a deposit that you can withdraw when you want
so that your 10.000 dollars
is the currency in circulation
savings of 10,000 dollars can be withdrawn at any time
="money in circulation"
but they lend 9000 dollars to other people
this is where cheating begins,
This sounds a bit crazy, but there are 19000 dollars in circulation
the origin is 10.000 USD, but now its 19000 dollars, can be used at the exact same time
Table of Rupiah (m2) in the circulation ( source : tradingeconomics.com & Bank of Indonesia)
the money in circulation (m1+m2) produced by commerical banks when the debt is owe to the customer
they don't even need to print a new currency for
this extra 9000 dollars
only the digits of bank's computer
then in cheque book
not in the form of physical currency
its only on the computer but still it is a valid currency
this is the key : you can always widhtdraw your savings 100% because your savings never deducted, because of the debt that has been lent to someone else
from your 10.000 dollars
the bank suddenly gives debt to others
the debtor then calculates the bank's debt
for buy a new car, for instance
he then paid money for a car with a loan from the bank
in the form of cheque or online transfer
payment is received by the car seller
and he also does not want to hold a currency
then he deposited the payment to the bank
whether to the same bank or a different bank
its not a problem at all, because all banks are under the same central bank system
now the bank get 9000 dollars from c
then the cycle repeats itself
the bank saves 10% usd 900 as savings and distributed 90% usd 8,100 as loans
so now there are 27.100 dollars
currency in circulation
notes : - from the savings usd 10.000 , the bank can distribute the credits about 17.100 usd (9000+8100) - the total money is 27.000 in circulation
notes : - the people think that the savings can always be withdrawn 100% because the widhtdrawal is from the others's savings , - whereas, the savings from others can only be saved up to 10% only (fractional reserve)
the other 90% have already distributed as credits
money hunt cycle
the bank gives 8100 dollars to this woman
she then uses to buy furniture for example
the owner accepts it and wants to keep it in the bank too
whether in the same bank or a different bank in the same central bank system is not a problem at all
the system works perfectly
thus, the same cycle happens again and again and again and again
until finally the 10,000 dollars that you deposited in the bank
have been multiplied into 100000 dollars
You can do your own simulation and verification by using Ms. Excel
from 10000 dollars in your currency
with "fractional reverse" up to 10% can multiply up to 90000 dollars
so now there are 100000 dollars in circulation
let's prove it with credible datas
what i have mentioned is a fact
which supported by credible datas
all the datas is exactly in front of your eyes
but you nor realizing that and
didnt know what does it mean and what is the consequences of it
first of all, you must know what kinds of the currency that circulating in the cycle
in economic world, there are M0,M1,M2 and M3
m0 is the paper currency and coins that are carried out by the central bank
m1 is m0 added by check and giros
m2 is m1 plus savings, time deposits,etc
m3 is the m2 plus long term deposits,money market,etc
from the definition that is actually printed is m0
m1 is also has been mixed with computer's digits
there is no physical, it is a doubling of savings and loans
moreover m2 and m3,already virtual money, the multiplication of m0
before, we have discussed about ''fractional reserve" 10 percents
currency circulating 10 percent more than it should
lets prove it by using credible datas
you all believe that USD is the most stable currency, now we can see the fact
accroding to the Governor of federal research, the central bank of America
total annual USD is 1,6 Trillion USD
total m1 usd is 3,7 Trillion USD
total m2 is 14 Trillion USD
m3 data is hidden by federal research
the bank no longer publishes m3 data since 2006
how amazing
an independent central bank and for the people themselves do not want to open data about m3
this is actually a scandal
the funny thing is that many people believe in federal research
same like the people who believed in NASA
they thought it was the top institution
most trusted, most sophisticated
the holy of the holiest, even though the contents are the same as fraud
fraud against the world community,by a handful of elite owners of federal research like IMF, WORLD BANK AND NASA
observers can only guess the number of m3 usd
as was done by the JM BULLION site
according to the research the amount of m3 is not far from the m2
which is 17,5 Trillion dollars
ok now we count how many times m3
when compared to m0
You see the number is 11 times more
more than I explained earlier
the currency is printed from the sky more than the real currency
now we compare it with Indonesia
according to Bank of Indonesia
mo is 549,6 Trillion rupiah
m1 is 1,372 trillion rupiah
m2 is 5,408,6 trillion rupiah
same as Feds, Indonesian banks do not want to publish the number of m3
there is only a record of m1 and m2
m3 only God and Bank of Indonesia that know
ok we can't compare with m3
just try counting how many m2 compared to m0
wow, the m2  is almost ten times from m0
especially the m3
more surprisingly, according to the OECD
the organisation of economic co operation and development
Indonesia's m3 growth is even higher than that of America
extraordinary, but don't blame the government because
because our  monetary authorities owe by the independent central bank
from the people and for the people itself
we also cannot blame Indonesian banks, doctors, professors, and economics lecturers
because everyone just follows the system applied by the global elite since school
so that all people are not aware of working for their own sake
so the conclusion is
from what i have explained
that from the rupiah or usd currency in circulation
the bank doubled 10 times is a fact
based on credible data from the American central bank and Bank of Indonesia
the amount of money in circulation is more than it should be
good or bad ?
if the community is flooded with a lot of money
the result of doubling money without being backed up with gold or other valuable objects
don't be surprised if someone says it's good to print a lot of mon
the economy is growing, we have the opportunity to have a lot of money
well, in short term it is good. for example after the crisis (recovery)
we can multiply the money legally just in short time
but if we keep continuing to multiply the money in long term, it will destroyed the lives of the people
material prices rose until it strangle your neck
you may slash the bones for money
but it will not be enough to meet the needs
because the price of goods will continue to rise and you will forever be an industrial slave
in order to be able to pay bills whose prices continue to rise
Let's look at a simple example, how the amount of money in circulation affects the price of goods going up
the basic principle is very simple
supply and demand, the law of offering and  reception
suppose in a country there are only 50000 rupiah
used to buy 5 plates of rice
money supply is 50000 rupiah
money demand assume only to buy 5 rice
so 1 plate of rice costs 10000 rupiah
achieving an equilibrium between supply and demand
then we add a 10-fold money supply
become 500000 rupiah
the demand still 5 plates of rice, to make it simple
automatically the price of a plate of rice rises from 10,000 rupiah to 100,000 rupiah
if you work and your salary increases 10 percent every year
It won't be enough to buy rice, this is the basic principle
in the practice, it will be more complex
because the goods sold are not one and the one that sells is different
so that the increase in the money supply is not exactly the same, with the rate of increase in the price of goods
but the basic principle is still the same
just the variable that makes it complex
which is a big problem is the increase in the price of goods faster than your income increase
until how difficult you are working, working so hard to find money is still unable to catch up with the increase in the price of goods
now ,we take a real example, the price of rice
in 1980, the price of rise is 250 rupiah per kgs
in 2018, the price of rice is 11.899 rupiah per kgs
increase 47,6 times
in other words, by having 5000 rupiah in 1980 we can buy 20 kgs of rice
in 2018, with the same amount of money to buy half kgs of rice is just not enough
means that, as time passed, the value of money is become less
our lives are increasingly difficult because the price of goods is so high
due to doubling with the money printing system in banking
because its never been taught in school, transparently
most of people didnt believe that the bank multiply the money
which caused too many money in the cycle
the severity of the money in circulation is not your money
but belongs to 1 percent of the world's population as said by the Indonesian finance minister
the world's first woman who served as managing director of worldbank and ex executive director of IMF
if the world weighs more, 1 percent of the rich people in the world owns 90 percents assets in the world
same with FLATEARTH, if you want to reach the truth you cannot just rely on formal lessons
and base on what media has been said
because whether formal lesson and mass media is a part of the system which created by elite global
please find out yourself, the key word is fractional reserve
then you will find the reality about this system of doubling money
you do believe or not, the fact is just like that
you believe it or not, the system will continue, robbing the future of your children and grandchildren, without even realizing it
dont believe it? lets do your own research
PROF.Herman Daly ( Ex senior econom WorldBank)
private banks create money from out of nothing and then loan the interest
now, that sound's absurd
when i teach some mores about money and banking , they never believe it
instead, you have go through it again and again
yes bank really do create money, they really did,this things happen
and its absurd, and they right to doubt it about that's possible is everything going on?
but it is
most people assume that when a bank makes loan, they lending out someone else's savings but they are not
instead, when someone takes out a loan, banks create new money electronicly
by typing numbers into their account
97 percents of all of the money in our economy is created in this way
as people take out loans from bank
the money created when the bank give debt to you . STILL DONT BELIEVE
Does taking out a loan actually mean creating money?
precisely
when the commercial banks loan the money to the customer, its actually created new money
from here we understand, the disturbing fact that all money created in this system comes from the debt
what if the people know  about this lie?
think of the people, you, at the banking system
is up to
as Henry Ford said, there will be a revolution tomorrow morning
Fortunately, the people don't understand our banking and monetary system, because if they understand me there will be a revolution tomorrow morning."
the fact is most people think that what bank does is lend you money that some
else's putting in the bank previously
but what bank actually does, what a commercial bank does
is creating money out of nothing and
and then lend it to you with an interest
if i do that, if i manufactured money in my own home
its called countivity
if an accountant create a money out of nothing in company account, its called copying the books
but the bank does it, its perfecly legal
and as long as you allowed
forth to be legalize
then all kinds of problem are gonna pop up and the economic system
you cant do anything about
we need to start, understanding that either our economy we have two kinds of money
we have paper money
and we have electronic money
which is the kind we use when we
use this kind of device, payment card
lets start with the easy one
this one
paper money, paper money is created by the central bank , we can read that on the bank note
electronic money however is a tricky out
the account that we have in our bank are called deposit account
and it may sounds , as if " ah okay
so this kind of money is just the kind of money
deposited in the bank
and its principle that could be the keys
it is however. very misleading in
terms of understanding how money works in the economy
because electronic money is created by the commercial bank
when they issue
new loans
extraordinary
it feels like you know money, it seems you know very well paper money
which in your wallet
it seems you know electronic money on debit cards and credit cards
but you are not aware that banknotes are issued by the central bank
on the basis of state bonds
or necessity bond
so for each sheet of banknotes and coins
You have to pay the debt and interest to the central bank that is independent of the people and the government itself
and you don't know the digital money that is on your credit or debit card
circulated every time a commercial bank gives credit to customers
You have to pay debt to the bank, credit card debt, credit card money without collateral whose interest is so high
if you don't pay you are being pursued by debt collector
while the credit bank lends to you just by entering the  computer's digits without capital
pay money to banks that can print money on a computer
both paper money and electronic money are circulated on the basis of debt
banknotes circulated by central banks on the basis of state debt
digital money is circulated by commercial banks on the basis of customer debt
the world is not like what is taught in school
how could money that you really know but it is definitely not what you think
just like flatearth it's like you know the shape of the earth
You see where there is a photo of the earth which it says is made by satellite
it turns out that all of them are only CGI cartoons or computer-animated images which you can make at home
do not need big budget as NASA
how could the earth that you know so well turn out to be not what you thought
when I say that the earth is flat, NASA is lying, satellite is scam business
and all that is designed by the global elite to dredge your money
Of course many do not believe and think I'm stupid
now what if I say, that there is a rupiah of 4,724 trillion rupiah
circulating but not included in the books of the central bank or government
and I reveal the evidence before your eyes
do you believe, do you care?
please open the rupiah statistics in circulation issued by Bank of Indonesia
In December 2017, there were 5418 trillion rupiah of  m2 in circulation
ok, this is a statistic not a central bank balance sheet
now you see the Indonesian bank balance sheet at same period
December 31, 2017, how much is the money in the balance sheet of the central bank
only 694 trillion rupiah
use your knowledge
there are 5418 trillion rupiah of m2 in circulation
but that is recognized by the central bank's accounting balance sheet
its only 694 trillion rupiah
means there is a difference of 4724 trillion rupiah in circulation
but not included in the central bank's balance sheet
So, Who's print it?
where's the input of books occur?
Don't blame Bank of Indonesia or the government
it happens in all the country in this world
global financial fraud that has been taught in school
so everyone is unconsciously working for the sake of global elite
take alook in America
how many m2 in cycle? 14 trillion USD
how many dollars are booked and reported in the balance sheet of central bank of America
federal reserve
only 1,6 trillion USD
the money recorded is part of the balance sheet of the central bank of america, which is 4,5 trillion USD
then how can there be 14 trillion dollars in circulation
but the amount that was booked and acknowledged the central bank of America only 1,6 trillion USD
who's print out that 12,4 trillion USD ?
where did they book it?
the first reaction people will say is there must be an explanation
because there are many smart people in this country and in America
they must have thought, just like the matter of flatearth
there are many smart people, teachers, academics,space expert,etc
where everyone might be deceived by the shape of the earth
this can happen because everyone thinks the same,must have been thought of by others
is anytime someone says anything about space
you are otomatically think
someone figure it out
you dont know the guys name, you dont know the experiment
you dont look into it yourself, you're just
when someone tells you, how fair is the earth from the sun, and you'll say
oh (open data) its 93 millions miles away
like you, everybody
relies on
someone figured that out and someone double checked it
dude it's math, it's science, it's math
but no one really knows you're going on what you read
whatever hitch you first
this can happen because everyone just follows the system that has been taught in school
because that's what all people taught, they thought the earth is in the form of a ball
if someone says the earth is not spherical,means not graduating from school
banking and monetary mechanisms also like that
it's already set by experts
smart people in the world, we just have to follow it
if you don't join the system being taught, you will not graduate from school
like a flock of sheep led to a slaughter
90% of the money in circulation is not included in the books of the central bank. why is this important?
you imagine, there are 4724 trillion rupiah
the money that in the cycle
and 12,4 trillion dollar or if its converted into Indonesian rupiah 178,000 trillion rupiah that is legal
but,not recorded in the balance sheet of the central bank or the government
it's legal but wild money
what are the consequences? inflation. the price of goods continues to rise to strangle your neck
life is getting harder, you have to be an industrial slave
in order to be able to pay the monthly bill,the price continues to rise
economic crisis because the money in circulation is an illusion
digits of the computer you do not have value
so if you have access to elite finance
you can easily create a crisis
as done by soros and friends
when creating the 1998 monetary crisis
as did lehman brothes and friends
when creating an economic crisis suprime landing 2008
because of the crisis that tortured people there a handful of elites who make big profits
the longer you leave the more out of control again
please press pause, to rest, restore concentration
video shows are still 30 minutes away: - discussions with local and international banks, - detailed explanations of doubling money, - conclusions and solutions
discussion with the banking community
of course I don't carelessly convey this to you
in my daily work, I interact a lot with the banking community
not only local bankers but also international bankers
alongside the local and international bankers
I often discuss the system applied by the global elite
which is detrimental to humanity in the world
in fact, I often discuss flatearth which is one of the systems in the global elite
nothing bullied me in the real world
because you know the reputation, the capabilities of each and the achievements of each in the real world
I assert here our enemies are not bank workers
instead we use networks in the banking world etc
that there are tyrannies that are applied in systems throughout the world
which afflicts humanity
not hostile to the bankers, instead invites discussion about the tyrannical system lies
I spoke with several high-ranking fellow officials in the banking sector
banker's boss, I'm discussing with a senior banker
which is a decades old work in the bank
to the senior bankers I often ask
You know the number of m2 in circulation is 5400 trillion
surely they know about that price
although not memorized exact amount because every month , it must be changed
and then i asked them again
whether they know or not  about money that posted on the balance sheet of the central bank only 694 trillion
they just know!
indeed not everyone even bankers read the central bank's financial statements
i said  you know the assumption of the bank of Indonesia around 2200 trillion
in other parts like debt, the amount of money in circulation is 694 trillion, its a part of total balance of sheet of 2200 trillion
then how can there can be m2 in circulation of 5400 trillion
initially there was no understanding, but understanding after being explained and could not deny the reality of doubling the money in circulation
when talking with bankers abroad
it is same with central bank of america, the total of dollars input in FEDS book of sheet
1,6 trillion USD
total balance of 4.5 trillion USD
but the number of m2 circulating is 14 trillion USD
they just begin to realize
as bankers they know that money is in circulation
it should be included in the central bank balance sheet
the analogy is like a company
if there is money that is not included in the company sheet's book, then its called "off balancing"
a.k.a money that hidden abroad
but this m2 is not hidden, it is in central bank statistics
still people are unconscious
then I said that the bank of Indonesia honestly reported that the money printed by the bank of Indonesia was 664 trillion rupiah
paper money and coins m0,while the remaining 4700 trillion
is an electronic money that is not printed by the central bank
but printed by commercial banks when giving loans to customers
The anti-global elite does not mean that you cannot board an airbus or boeing made by an elite company
what we do in life echoes in immortality
then i ask again to them
You know the minimum demand deposit,right?
bankers know, I say that's a fractional reverse system
in the term national banking is called
the minimum demand deposit
earlier from the start of the video example I called fractional reserve
an average of 10 percent and this is what makes money in circulation,10 times more than they should
now try to see
how many percents fractional reverse prevail in indonesia
please open the official website of the central bank
monetary menu, submenu, statutory reserve minimum
You see how many fractional reserve is applied in Indonesia
for rupiah its only 2 percents
means what is the system of doubling money in Indonesia through the banking system
is more than just 10 times more
note : % statutory reserve minimum change over time, due to Bank of Indonesia's policy
potential for doubling money in Indonesia: 1 / reserve ratio (2%) = 50 times
once again, we are not blaming the Bank of Indonesia or the government
this system is implemented all over the world and everyone just joins the system
maybe there is still unclear, where lies the doubling of money
if you question this with the bank and You don't have deep experience
surely you will be denied completely
this is where the system is great, banks feel they have never doubled money
commercial banks never printed out banknotes or coins
what they did was create electronic cellphones when giving money to the people
and the bankers are not aware that they have increased the amount of money in circulation
its not because they are stupid
but because of this fractional reserve system is applied throughout the world,and all schools without explaining what the impact is, in a transparent way
so that everyone thinks that the system is correct
because all banks in the world use the same system
just as the elites taught the earth ball theory at school
supported by the photos published by NASA,so that everyone thinks that lie is a fact
the motives of globe earth hoax: dredge people's money so that the cost of the space program scam paid off
do you believe this aluminum cardboard miniature, Apollo that landed on the moon?
let's aim  once more, further I'll explain the relationship among money doubling transaction and financial bookkeeping at the central bank
financial bookkeeping in commercial banks
how much finance is reported in the central bank's books and how much money is circulating in the community
so it is clear where doubling the money
as explained earlier, in fact
the amount of money in circulation as of 31 December 2017
is 5418 trillion rupiah
and those recorded by the central bank in the same period only
694 trillion rupiah
the difference is 4724 trillion rupiah, which is the result of multiplied money from 5418 trillion
which is printed by the central bank through fractional reserve banking system
done by commercial banks when giving debt to the people
warning : not for national  pros & conts , the system of fractional reserve
we will explain the transaction flow,including the bookkeeping transparently
so no one cent was missed
next :accounting explanation in banking, please understand so as to avoid the debate of laymen
The next 10 minutes need a little concentration to understand the flow of recording the money multiplication
suppose the central bank prints and multiplies money by 1 billion rupiah
the central bank posted money circulated on the balance sheet section, in liability section a.k.a responsible
but the central bank can not immediately print money
there must be an opponent in the asset section
the opponent is the state debt
So the basis for printing the money is not gold or capital
but debt securities from the government
because governments around the world have been regulated not to print money
so if the government needs money, make a cash bill first
state debt that must be paid by the people, then the central bank prints money without capital, easy right?
on the basis of government debt the central bank prints money
consider 1 billion rupiah in paper money
to make it easy to understand
assume it is the only money in one country
on the statistics of money in circulation, stated that m0 of printed money and coins
is 1 billion rupiah
there is nothing wrong with this scheme
then to facilitate understanding,suppose that 1 billion of that money is owned by A
A does not want to save 1 billion rupiah at home
then he deposits to commercial banks
the money is actually paid to the bank
A did not hold the paper money anymore
it is enough to have digital money which can be withdrawn at atm
and can make pay payments in electronic transactions
the bank records the incoming money as customer deposits
in lialibility section,that belongs to the A which is 1 billion rupiah
the opponent in the asset section must be 1 billion too
assuming fractional reserve 10%
then the bank records the 90% as cash
900 million rupiah and 10% fractional reserve, recorded as demand in central bank which is 100 million rupiah
then the minimum demand deposit a.k.a fractional reserve (that 100 million)
deposited by commercial banks to the central bank
not in the form of paper money because the central bank does not save physical money
just enough financial records, then in the financial statements of the central bank
that 100 million from fractional reserve
recorded as a bill in the assets section
the opposite is monetary policy liabilities which is the 100 million of minimum demand deposit
now pay attention to bank cash
if there are 900 million rupiah in ordinary companies,certainly must be happy, if possible, don't use it
but for banks a lot of cash money means bad because there is no income to pay interest to the A
the bank must rotate the money in the form of credit with higher interest loans
Bank income is not from saved money
but from the difference between savings and loans
then the bank channeled funds of 900 million rupiah, tell they give it to B
to be able to withdraw the loan, the bank opened an account for B
third party loans in the bank's assets
today's accounts are connected with debit cards ATM
B can withdraw money meanwhile  A can also be withdraw whenever he wants
but in bookkeeping account A has never been reduced by loan money which is actually drawn by B
This is the key
which is real and which is the illusion
many do not realize that this is doubling money
let's make it clearer , if you lend 1 billion rupiah for me
and I use the money to buy a car
can you withdraw your loan money which I have spent on it
of course not because I have withdrawn your loan and used it
but by using this fractional reserve,you can still withdraw your money at any time
even though I have already used the money
because the bank just typed in the digits of the computer in your account
multiply money electronicly (m1+m2)
people think the money withdrawn is someone else's savings
whereas only 10 percent was withdrawn
which 90% has been submitted as credit
economy is growing but pseudo due to doubling money with the fractional reserve system
become a giant of the world economy,due to the digitized digit of the banking economy
we go first, money owed 900 million rupiah
owned by B to buy goods at C, let say say the transaction just electronic transfer
from B's account to C
in the bank bookkeeping in the liability section
Third-party savings account increases
which was the savings of A 1 billion rupiah
now add deposits of 900 million rupiah
it will be 1.9 billion rupiah
even though the money printed was only 1 billion rupiah
and in this example is considered the only money left over
now proved
that 1 billion can be duplicated through banking
so that it becomes a deposit of 1.9 billion rupiah
deposits of 1 billion rupiah
really can be pulled by A
and deposits of 900 million rupiah
also really can be drawn by C
this system is just a joke
if the a and c withdraw their deposits from the bank
this is not a theory but a real fact that happen
according to applicable regulations and accounting norms
this c savings account
recorded in the central bank statistics as m2
namely money in circulation in the form of savings
so in statistics
the money in cycle is 1,9 billion rupiah
1 billion rupiah is m0 which is the banknotes printed by the central bank
and 900 million is savings and deposits
or m2
this is how to circulate money
keep in mind, it is central bank statistics not a balance sheet
nothing changed in the balance sheets of central bank
money in circulation remains 1 billion rupiah
which was indeed printed by the central bank
but from statistics and reality in the field
the money circulating is 1.9 billion rupiah
who's print it out?
global economic growth
built on virtual debt and money
we go back to transactions and bookkeeping at the bank
in asset section, that 900 million rupiah
divided into two, the first is  10% fractional reserve
which is 90 million rupiah
recorded as demand deposits at the central bank
so the number increased to 190 million
whereas 90% is booked as cash
liquidity for credit distribution
there is nothing wrong with bookkeeping
how bookkeeping works in the central bank
fractional reserve 10% is used as a monetary policy liability
the amount is from 100 million rupiah
increased to 190 million rupiah
while the opponent is in the asset section
also increased to 190 million rupiah
bookkeeping is balance
back to the bank,the bank must rotate the money as much as 810 million rupiah
as a credit for income
from the savings and loan interest difference
to make it simple, the 810 million rupiah channeled into debt to D
who need money to buy goods
as usual the bank opened a checking account for D
nowadays usually with debit card accounts  atm
in the past, access was only a checkbook and a check account
then in bank bookkeeping 810 million rupiahs were made 0 then transferred into third party loans
810 million rupiah
the most important thing is
when D withdraw a loan of 810 million still recorded as a bank asset
even though the money has been taken by D
810 million credit is still confirmed as a bank asset, even though the money has been withdrawn by the customer .when the credit is paid off, the loan account becomes 0, moves to cash which is also a bank asset
then the 810 million rupiah in debt
used by d to buy goods at e
e then deposit the purchase money from the d to bank
then in bank bookkeeping on liability section
the third party loans
increased from 1,9 billion become 2,71 billion rupiah
in fact, the money that has been printed by central bank
only 1 billion rupiah
now has been multiplied become 2,71 billion rupiah
this thing is also suitable with the statistic in the cycle
savings from E which is 810 million rupiah
has been reported by bank as M2 to
bank account and deposits
thus, the money in the circulation
according to the valid statistic from central bank
is also increased from 1,9 billion rupiah
become 2,71 billion rupiah
the money in cycle
that is approached and booked by central bank is still 1 billion , but
now there is 2,71 billion rupiah in the cycle,
which is stated in statistics
who's printed it?
so, the cycle is continue
by the end,
using 10% of fractional reserve
the money that has been multiplied is 1/0,1 = 10 times more
from 1 billion printed money by central bank
multiplied by system become 10 billion rupiah
last segment : conclusion & solution
episode 16 : conclusion
what is the conclusion of this 16th episode?
first ,
most of the money circulating in the community
is the result of doubling people's money through the fractional reserve system applied by the central bank
in commercial banks
this suprising fact, occur in every country in this world
what is mean by multiplied the money is that
adding the amount of money in the cycle by using savings
deposits,  statutory reserve minimum
or cheque owns by someone ,  legally
and according to applicable regulations
there is no violation of the law because the law has been adjusted to the will of the global elite
as been said by Mayer Aanschel Rotschild
220 years ago
give me permission to print out money and I don't care about anyone who makes regulations
whoever the government, the bank system remains the same - elite global bankers
what is the evidence of this multiplied money
most of the money that in the cyclenot recognized in the central bank balance sheet
in Indonesia (31st December 2017) statistical difference with a recognized balance sheet in the central bank
is 4721 trillion rupiah
In america, the difference is 12,4 trillion USD
or estimated in rupiah  = 178000 trillion rupiah, depending on how much the rate is
and this is only m2, not included m3
which is long term deposits,money market,etc
the amount of the money in fact is much much more
there must be some argument
not all money must be printed in paper money
ok, so who is printing the money not in paper form?
if its printed by central bank, whether the form is printed or digital, or the words in a piece of paper
still it should be included in the balance sheet
then there are more whom argue
the same money can be used for transactions many times
if the money has been borrowed and used by someone else
the money can no longer be used by those who lend money
the money is already used, cannot be be withdrawn again
and trade transactions
do not make money in circulation increase
it is clear that the money in circulation is increasing
in the form of m1 and m2 which
is in the commercial banks
so how come there can be additional money
so that it can be a checking account, savings account in commercial banks
even though the money is not recognized in the central bank's balance sheet
who publishes who and how to do it
please ask the economics lecturer, banking practitioner
and other scholars if they know the procedure for issuing money until it reaches you
please provide legal evidence, not just opinion or theory
where is the central bank's decree to issue money
that 4,724 trillion rupiah
if its about this 694 trillion , there must be the decree
it is officially recognized in the balance sheet
now
please provide proof of decision of the difference of 4.724 trillion rupiah
there will be no decree
so who make the prints of 4,724 trillion ?
how actually the  procedure of issuing and multiplying money
until it reaches to the people
second conclusion,
most of the money in circulation is issued and circulated by commercial banks when giving credit to customers
this is how to publish and distribute real money
until it reaches you
but it never been taught in school
where is the evidence? the evidence is account giro, cheque, savings and deposits never deducted by the money that already used as a loans by others
your savings 100% can be withdrawn
even though 90% have been withdrawn by others
as credits
there must be an argument again
the savings that we attract are actually other people's savings
that is the function of bank
yes, it maybe only 10 % from others
the rest 90 % still
the bank is already printed out the new money in the form of journal notes or nowadays we called it computer's digits
and in fact
in your account,your account has never been reduced by loans that have been borrowed by others
this cheat has never been revealed
because deposits are withdrawn in the form of paper money not up to 10%
the rest is just the computer's digits
which can also be used for transactions
then there are more who argue, it's good if money is in digital form
its more practice than the printed one
ya, it is okay with the digital money
the question is : who's print it?
do you want to  give sovereignty to public and private banks
to print money electronically
please use your mind
so when we get excited about all this
new way of smack ways of
painful things not only with the plastic cards
but internet banking and smartphones
we have to remember,
that the price that we pay for these convenience
is that we have essentially privatize
the creation of money in our society
that we unconsciously privatize money in our daily society
that is the caused of
Henry Ford, one of the frontman of elite global
said fortunately the people don't understand our banking and monetary system
because I'm sure if they do understand
there will be a revolution before tomorrow morning
then why are economists and banking practitioners themselves
many are not aware of the doubling of this money
there are too many general truth which never been taught in school
the third conclusion, most of the people not realize because this fractional reserve system applied in regulation and been taught in school
financial fraud that been legalized by laws around the world
as long as you allowed
fraud to be legal
then all of kinds of problems are gonna pop up and
the economic systems , you cant do anything about
the case established since the enactment of federal research law in 1913
this historic change of power in america is
begin when many economists refers to it as "The biggest robbery ever enacted on the American people".
try to see
when is the exact  year the law of the Indonesian bank has been enacted?
the first in 1968
What does it mean? this connects with what I said in episode 9
which some time ago was banned by youtube
after the fall of Sukarno
global elite calls on the Indonesian government to attend the 1967 Geneva conference
that's where the first time the global elite dictated the government to make  regulations that support the global eliteto dredge Indonesia's wealth
include the Freeport in 1967
and the 1968 central bank law
In 1967,the time life
cooperations sponsored a conferencion in Switzerland
and they planned to coprorate takeover of Indonesia
it was attended by the most powerful businessman
in the world, such as David Rockefeller
the giant of western capitalism are represented
acrosss the table with Indonesian leader approve
by General Soeharto
i've never ever heard of a situation like this
for any country where
global capital essentially holds a meaning with state
and hammers out the condition of their own interant of the country
what I have described in episode 9
coincidence was also conveyed by a senior economist Kwik Kian Gie
on one TV channel
that Indonesia was not engineered, that indeed
engineered by foreign power
to get worse,to become bankrupt
now I want to quote
some things written not by ecstatic people
Dr. Bradley Simpson
the national director of the United States archives who have access to all original document documents
he was quoted by various kinds of people
I will mention 3 who all mentioned; Jeffrey Winters, Bradley Simpson, himself
who conduct the research plus
the very famous journalist, John Pilger
since November 1967,
there was a conference in Geneva initiated and funded by Time Life corporation
there Indonesian delegations
led by Sultan Hamengku Buwono XI
and Adam Malik
they are the highest leaders, or they don't want to talk
but underneath that, the economy was the case because what was discussed was really complete
Widjojo didisastro, Mohammad Sabki, Subroto, all are complete,have been all ministers
but the counterpart has no minister
their counterpart
Worldbank, IMF,and Asian Development Bank
and
giant businessman
under the leadership of David Rockefeller
then after the 1968 law, the global elite
revice the Indonesian bank law in 1999
take advantage of the momentum of the 1998 financial crisis
that is why there is always a crisis
because when people panic, they easily pass the agenda
the new testaments
the indepence of central bank
then, what is the impact of the amount of money in circulation due to this fractional reserve system
the fourth conclusion
the amount of money in circulation due to doubling of money
Fractional reserve is part of the tactics of the global elite
to take over the total control of the world
the people are flooded with money with debt
is this profitable for bankers? the answer is yes
bank love credit without capital
if credit is bad, people's collateral assets are confiscated by the bank
on a broader scale, the country was caught in debt
if the country's debt is stalled, state assets are confiscated
this is what was called by the founder of our country, Bung Karno, that
NEKOLIM ( Neo Collonialism & Imperiallism)
economy is growing but pseudo
and schools also mass media
teaching as though most important is economic growth
not welfare equality
the fifth conclusion
what is the solution
First, please correct the solution from
this problem is not many people pull money from the bank
or what we called bank rush
warning : dont do bank rush , bank rush is not a solution
second, this problem will not be resolved with hate spread
or blaspheme one of the presidential candidates
support the peaceful campaign
hatred in medsos is the old-fashioned netizen mirror whose life is troubled
to get the real solution
You must understand the root cause of the problem
This fractional reserve system is valid because of what
because it is legalized by central bank law
so the solution is the revision of the central bank law
to not adopt the fractional reserve system anymore
this is a complete solution
change the system, revise the  law
the law of Bank Indonesia 1999
Revision of the law of Bank Indonesia 1999
Is the solution that I am delivering on is not true?
of course not
You see in Switzerland, the citizens have begun to realize
In 2018, they tried to change the referendum to change the system of fractional reserve
Bloomberg : Switzerland's referendum causes the panic of Central Bank
some see it as a radical
away to end boom and boss
others just desrcibed it as endanger
experiment, just a few
posing views of this sovereign money
has been voted on Switzerland on June 10th 2018
and the world is watching
so what is the idea? well
when bank lends you money, the dont
phsyicly take it out of there and
and covers the created the digits on your bank balance
still dont believe it?
it's in Switzerland, according to their constitution
must go through a referendum
if its in Inondesia
no need of referendum, just revise the law
through the representative of the people and government
please find your own reference for example
article in popular media, the Business Insider
about the efforts made by the Swiss to be separated from the fractional reserve system
clearly written there
that the money printed by the central bank is only 10%
from all of the money in the cycle
the rest 90 % is the electronic money or notes
issued by commercial banks
when giving debt to customers
too many lies in front of the eyes but still people just  dont get it
please do spread this video
I do not monetize my entire video
video ads from Youtube and copyright holders
which song or video I use
you can make your own video, or in words
or by use anything to raise awareness among fellow believers
various economic problems that you feel, hard to find money, hard to work,goods prices rise, crises often occur
all of these
caused by this fractional reserve system
the solution is change the system, revise the law, as like what was done in Switzerland
The Referendum in Swiss fail, because there are too many Elite Global's interests in that  " Paradise of Bank".
In Indonesia, their interests is not that big
then if not using a fractional reserve system
what system should be used
we will discuss it in the upcoming episodes 17
inshaallah, if I'm still given the age and opportunity
to share the informations with you all
Hail People Power BOSS DARLING
