Hi everyone, this is Dr. Nitin Chhoda with
Ignition time and welcome to my channe!
Now i've been covering a lot of information
about unemployment benefits specifically
the $300
a week lost wages assistance program and
i'll continue to do that to provide a
lot of value to our community because I
want to make sure
we get through this crisis so I can then
help you achieve financial
independence once all of this is behind
us. But did you know that there are many
many many other state and federal
assistance programs available
beyond state unemployment benefits,
beyond the $300
a week lost wages assistance program. You
my viewers and subscribers have to be
willing to put in the time,
you're to be willing to put in the
effort to do the research and you have
to be willing to reach out
and get that assistance. Okay, because I
want my viewers and subscribers to have
the right information
and then to take the necessary actions
to get the support
that is available to them through the
federal government through the state
government because
if there ever was a time for us to get
that support
this is the time. This is an absolutely
a historic time in our country and this
is a time where we need to come together
we need to give each other information
which is what i'm trying to do with this
channel. And I want you to take the
effort to go through the links in the
description below that i'm about to give
you
and then read those articles go through
those resources
and then reach out for help through the
federal and state government. So let's
jump right in.
On your screen you'll see a tweet from
Benefits.gov and by the way this is the official
website of the us government which is
managed by the US department of labor
and you can get information on thousands
thousands of benefit
and assistance programs that are both
federal programs as well as state
level programs. So just keep in mind that
prior to benefits.gov
a lot of individuals had to you know go
through the complicated maze
of all the state websites which are
which are quite a mess to go through as
you probably know but the but since the
benefits.gov website was actually
established in 2002, in fact, here's a chart on your
screen that gives you a sense of the evolution
of this website and it's important to
remember this because
this site's come a long way and I want
our viewers and subscribers to actually
check it out. It was established
in 2002 there was no, you know, prior to
that there was no single easy to
understand source of information
to help people understand what they are
eligible for, how they can apply
the correct amount of
knowledge, what's the eligibility
criteria and this is basically owned operated and
supported by a federal agency
partnership. This is
essentially a website that allows
millions of individuals and now my
viewers and subscribers
to get easy online access to information
from multiple federal agencies on benefits.gov.
This can be used by US
citizens, by businesses and federal and
state government entities. So that is
basically the timeline of benefits.gov
and basically, what i'm going to do is i'm
going to give you an idea
of the kind of resources that are
available to you specifically at this
time because we are at a historic time
in our country and many of us are desperately looking
for unemployment benefits. So with that
being said let me jump right in.
the question is how do you locate your
state's
unemployment benefit resources and how
do you locate
other resources other programs
assistance programs
food programs employment programs career
programs training programs
there are a lot of options indeed
available to you so remember the
unemployment benefits
uh provide temporary financial
assistance to individuals
to uh through workers who are unemployed
through no fault of their own who meet
the state's eligibility requirements
however each state as you know operates
its own unemployment insurance program
and benefits.gov will give you access to
many many many different resources for
example
you can use what's called as a benefit
finder now
let me be clear it'll take you at least
10 to 15 minutes to go through the
benefit finder you'll be asked a lot of
questions
you'll be asked questions about you know
your own financial status your family
your spouse
whether you know whether you served in
the armed forces
uh it'll ask about your employment
history and
as long as you go through all of those
questions and provide that information
there's an online calculator that will
immediately tell you what programs
you're eligible for in fact
if it helps my community i'm happy to
walk you through that particular through
that particular benefit finder but the
benefit finder will basically
ask you a series of questions about your
situation
and it'll provide you with a list of
benefits that you may be eligible for
based on your specific situation
the situation related to your employment
level the situation related to your
family the number of dependents
whether you have any medical conditions
so on so forth there is also an
employment and career development center
and it allows you to browse by different
classifications by different categories
and it allows you to view employment
related assistance and programs it will
help you get back on your feet
these programs will help you find a job
these programs will help you
go through some level of training
training that could be subsidized by the
state or federal government
and you can you can search for it by
state there's also a search function
where you can search for more
information videos and news articles so
i definitely recommend
that you check out the benefits.gov
website now you see
let me be clear you can wait for the
government to do something
and you know send you the money or
you can go one step further and do your
own research
about other programs that are available
to you which i encourage you to
there are two types of individuals an
individual who's just gonna sit and wait
complain complain complain and then wait
for
something to come to them whereas other
individuals will reach out and make
things happen
and i you know i want you to be an
individual who takes the initiative and
makes things happen
that's what has served me well in my
life and that's what that's what's going
to serve you
well as well so on benefits.gov you'll
find a benefit page
related to your state's unemployment
system you'll be able to
go to various various categories and
each unemployment
insurance page will give you the
description who's eligible how you can
get in touch with them
and it'll allow you to go ahead and
apply so
this is this is extremely beneficial and
keep in mind that in response to the
pandemic the us government has allowed
states to adjust their laws
for unemployment benefits as you
probably know because each state has its
own
individual guidelines and so i want you
to
take the time to go through the
benefits.gov website and i will provide
you with the link
in the description section below to the
benefits.gov website definitely take the
time
to go through the benefits finder take
the time to go through the employment
and career development center
very very very important if you like i
can do you i can
do a video walking my viewers and
subscribers through that
please type out in the comments section
below if that's something that you would
want i'd be happy to do that
and there are many many resources
available
on that website because remember there
are programs beyond
state unemployment that can be of value
to you
don't make the mistake of saying oh you
know they're not any good
you see when individuals search for
things
you know when you search you find if
you're not going to search and if all
you're going to do sit back and say i'm
just waiting for state unemployment
then you know i'm your i don't believe
that you're exploring
all available options that are available
to you so make sure
you go through the website make sure you
go through the benefit finder
make sure you look at all available
options because uh
there are many federal and state options
available to you
so put in the time do the work
do yourself a favor and go through this
website
and all available options thank you so
much for watching my name is dr nitin
choda with ignition time
if you don't know anything about me
check out my introductory video i have
the fortune the honor the privilege of
living the american dream
and i want to help you live your
american dream we release videos at 2 pm
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showdown with ignition time
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bye
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